SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported):
July 25, 2000
THE FIRST NATIONAL BANK OF ATLANTA
(Originator of the Wachovia Credit Card Master Trust)
(Exact Name of Registrant as Specified in Charter)
WACHOVIA CREDIT CARD MASTER TRUST
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(Issuer of Certificates)
(Exact Name of Registrant as Specified in Charter)
UNITED STATES 33-95714 22-2716130
UNITED STATES 33-99442 22-2716130
UNITED STATES 333-79453 22-2716130
(State or Other (Commission (I.R.S. Employer
Jurisdiction of File Number) Identification No.)
Incorporation)
77 Read's Way
New Castle Corporate Commons
New Castle, Delaware 19720
(Address of Principal Executive Offices)
Registrant's telephone number, including area code: (302) 323-2395
ITEM 5. OTHER EVENTS
On July 25, 2000, The First National Bank of Atlanta, Lehman Brothers Inc.
and Wachovia Securities, Inc. entered into an underwriting agreement,
pursuant to which The First National Bank of Atlanta duly authorized Lehman
Brothers Inc. and Wachovia Securities, Inc. (as representatives of the
several underwriters) to issue and sell $637,500,000 in principal amount of
Class A Floating Rate Asset Backed Certificates, Series 2000-1.
On August 1, 2000, The First National Bank of Atlanta, as transferor and
servicer, and The Bank of New York (Delaware), as trustee, executed and
delivered the Series 2000-1 Supplement to the Amended and Restated Pooling
and Servicing Agreement, dated as of June 4, 1999.
On August 1, 2000, Wachovia Bank, N.A. and The Bank of New York (Delaware),
as trustee, received the requested tax opinion from legal counsel
concerning the Class A Floating Rate Asset Backed Certificates, Series
2000-1, the Class B Floating Rate Asset Backed Certificate, Series 2000-1,
and the Wachovia Credit Card Master Trust.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS
(c) Exhibits
4.1 Underwriting Agreement, dated as of July 25, 2000, between
The First National Bank of Atlanta, and Lehman Brothers Inc.
and Wachovia Securities, Inc. as representatives of the several
underwriters.
4.2 Series 2000-1 Supplement, dated as of August 1, 2000, to
the Amended and Restated Pooling and Servicing Agreement,
dated as of June 4, 1999, between The First National Bank
of Atlanta, as transferor and servicer, and The Bank of
New York (Delaware), as trustee.
4.3 Tax Opinion of legal counsel, dated as of August 1, 2000,
concerning the Class A Floating Rate Asset Backed
Certificates, Series 2000-1, and the Wachovia Credit Card
Master Trust.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
THE FIRST NATIONAL BANK OF ATLANTA
(Originator of the Wachovia Credit Card Master Trust)
(Registrant)
Dated: August 1, 2000 By:/s/ Donald K. Truslow
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Name: Donald K. Truslow
Title: Controller
