SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported):
September 15, 2000
THE FIRST NATIONAL BANK OF ATLANTA AS
TRANSFEROR AND SERVICER ON BEHALF OF
PARTNERS FIRST CREDIT CARD MASTER TRUST
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(Exact name of Registrant as specified in its charter)
PARTNERS FIRST CREDIT CARD MASTER TRUST
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(Issuer with respect to the securities)
United States 33-95714 22-2716130
Deleware 333-29495-01 22-2716130
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(State or other (Commission (I.R.S. Employer
Jurisdiction of File Number) Identification No.)
Incorporation)
77 Read's Way
New Castle Corporate Commons
New Castle, Delaware 19720
(Address of principal executive offices)
Registrant's telephone number, including area code: (302) 323-2359
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Item 5. Other Events
In March, the First National Bank of Atlanta d/b/a Wachovia
Bank Card Services changed the contractual charge-off
policy for the Partners First Credit Card Master Trust (the
"Trust") from 210 days delinquent to 180 days delinquent to
conform to the FFIEC's Uniform Retail Credit Classification
and Account Management Policy (the "Policy"). The Policy
requires compliance by its effective date, December 31,
2000. The Trust is in full compliance with the Policy as of
August 31, 2000.
Item 7. Financial Statements, Pro Forma Financial Statements and Exhibits
See separate index to exhibits.
Exhibit No. Document Description
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20 Monthly Servicer's Certificate
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.
THE FIRST NATIONAL BANK OF ATLANTA
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(Registrant)
Dated: September 21, 2000 By: Donald K. Truslow
Title: Comptroller
PARTNERS FIRST CREDIT CARD MASTER TRUST
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(Co-Registrant)
Dated: September 21, 2000 By: THE FIRST NATIONAL BANK OF ATLANTA
(Transferor and Servicer of the Co-Registrant)
By: Donald K. Truslow
Title: Comptroller
INDEX TO EXHIBITS
Exhibit
Number Exhibit
20 Monthly Servicer's Certificate
