<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FIRST
TENNESSEE NATIONAL CORPORATION'S JUNE 30, 2000, FINANCIAL STATEMENTS FILED IN
ITS 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 844,741
<INT-BEARING-DEPOSITS> 1,096
<FED-FUNDS-SOLD> 250,891
<TRADING-ASSETS> 374,211
<INVESTMENTS-HELD-FOR-SALE> 2,069,712
<INVESTMENTS-CARRYING> 702,144
<INVESTMENTS-MARKET> 652,941
<LOANS> 12,827,421
<ALLOWANCE> 142,722
<TOTAL-ASSETS> 19,804,616
<DEPOSITS> 12,555,421
<SHORT-TERM> 4,366,824
<LIABILITIES-OTHER> 1,120,789
<LONG-TERM> 359,830
100,000
0
<COMMON> 81,396
<OTHER-SE> 1,220,356
<TOTAL-LIABILITIES-AND-EQUITY> 19,804,616
<INTEREST-LOAN> 538,139
<INTEREST-INVEST> 102,451
<INTEREST-OTHER> 22,828
<INTEREST-TOTAL> 663,418
<INTEREST-DEPOSIT> 223,426
<INTEREST-EXPENSE> 366,068
<INTEREST-INCOME-NET> 297,350
<LOAN-LOSSES> 32,574
<SECURITIES-GAINS> 1,685
<EXPENSE-OTHER> 594,532
<INCOME-PRETAX> 143,467
<INCOME-PRE-EXTRAORDINARY> 94,946
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 94,946
<EPS-BASIC> .73
<EPS-DILUTED> .72
<YIELD-ACTUAL> 3.74
<LOANS-NON> 26,562
<LOANS-PAST> 38,539
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 45,859
<ALLOWANCE-OPEN> 139,603
<CHARGE-OFFS> 31,409
<RECOVERIES> 4,127
<ALLOWANCE-CLOSE> 142,722
<ALLOWANCE-DOMESTIC> 142,722
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>