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PROSPECTUS Dated Pricing Supplement No. 40 March 1, 1997 Effective March 10, 1997 U.S. $1,000,000,000 Rule 424(b)(3) Registration Statement FORD MOTOR CREDIT COMPANY No. 33-62973 VARIABLE DENOMINATION FLOATING RATE DEMAND NOTES ------------------ Interest Rate Per Annun ------------------------- Period Tier One Notes Tier Two Notes Tier Three Notes Beginning Under $15,000 $15,000-$49,999 $50,000 and over - --------- -------------- --------------- ---------------- 03/10/97 5.09% 5.29% 5.49%
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