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PROSPECTUS Dated Pricing Supplement No. 78 October 1, 1997 Effective December 15, 1997 U.S. $1,000,000,000 Rule 424 (b)(3) Registration Statement FORD MOTOR CREDIT COMPANY No. 33-62973 VARIABLE DENOMINATION FLOATING RATE DEMAND NOTES ----------------- Interest Rate Per Annum ----------------------- Period Tier One Notes Tier Two Notes Tier Three Notes Beginning Under $15,000 $15,000-$49,999 $50,000 and over - --------- ------------- --------------- ---------------- 12/15/97 5.31% 5.51% 5.71%
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