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PROSPECTUS Dated Pricing Supplement No. 85
October 1, 1997 Effective February 2, 1998
U.S. $1,000,000,000 Rule 424 (b)(3)
Registration Statement
FORD MOTOR CREDIT COMPANY No. 33-62973
VARIABLE DENOMINATION FLOATING
RATE DEMAND NOTES
-----------------
Interest Rate Per Annum
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Period Tier One Notes Tier Two Notes Tier Three Notes
Beginning Under $15,000 $15,000-$49,999 $50,000 and over
- --------- ------------- --------------- ----------------
2/2/98 5.30% 5.50% 5.70%
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