FORD MOTOR CREDIT CO
424B3, 2000-06-28
PERSONAL CREDIT INSTITUTIONS
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Pricing Supplement No. 13 Dated June 22, 2000
(To Prospectus Dated January 6, 2000
  and Prospectus Supplement Dated January 31, 2000)
                                                                 Rule 424(b)(3)
                                                              Regsitration Stmt.
                                                                  No. 333-91953
                               U.S.$12,000,000,000
                            Ford Motor Credit Company
                         Medium-Term Notes Due More Than
                           9 Months From Date of Issue

         Ford Credit has designated  $50,000,000  aggregate  principal amount of
its  Medium-Term  Notes Due More Than 9 Months  From  Date of Issue  having  the
specific  terms set forth  below.  Lehman  Brothers  Inc. has agreed to purchase
$50,000,000  aggregate  principal amount of the Notes at a price of 99.94415% of
their  principal  amount plus accrued  interest from the Original Issue Date for
resale at varying  prices  related to  prevailing  market  prices  determined by
Lehman Brothers Inc. at the time of resale.

         The  Notes  are  a  further  issue  of  Ford  Credit's   Floating  Rate
Medium-Term  Notes due June 20,  2003 and are in  addition  to the  $200,000,000
principal amount of notes described in Pricing  Supplement No. 11 dated June 18,
2000 and the  $350,000,000  principal  amount  of  notes  described  in  Pricing
Supplement No. 12 dated June 21, 2000. The Notes will have the same CUSIP number
as the notes  described in Pricing  Supplement Nos. 11 and 12. . Interest on the
Notes will accrue from the Original Issue Date. The purchase price to be paid by
purchasers  of the Notes will  include  interest on the Notes from the  Original
Issue Date to the date of purchase.

         Ford Credit may, without the consent of the holders of the Notes, issue
additional notes with the same ranking and the same interest rate,  maturity and
other terms as the Notes. Any additional notes will, together with the Notes, be
a single  class of the  series of  Medium-Term  Notes  under the  Indenture.  No
additional  notes may be issued if an Event of Default has occurred with respect
to the Notes.

         Original Issue Date:               June 21, 2000

         Maturity Date:                     June 20, 2003

         Principal Amount:                  $50,000,000

         Interest Rate Basis:               LIBOR Telerate having an Index
                                            Maturity of three months plus
                                            29 basis points (0.29%)

         Interest Reset Dates:              On the Original Issue Date and
                                            thereafter quarterly
                                            on the 20th day of each March,
                                            June, September and December,
                                            until the Notes are paid in full

         Interest Payment Dates:            Quarterly on the 20th day of each
                                            March, June, September and December,
                                            beginning September 20, 2000,
                                            and at Maturity

         CUSIP No.:                         345402 5D9

         Interest Determination Date:       Two London banking days prior to
                                            each Interest Reset Date

         Reference Agent:                   The Chase Manhattan Bank

                                 LEHMAN BROTHERS


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