FORD MOTOR CREDIT CO
8-K, 2000-11-02
PERSONAL CREDIT INSTITUTIONS
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D. C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                          Date of Report: November 1, 2000
                        (Date of earliest event reported)


                            FORD MOTOR CREDIT COMPANY
             (Exact name of registrant as specified in its charter)


                                    Delaware
                 (State or other jurisdiction of incorporation)


                    1-6368                  38-1612444
           (Commission File Number) (IRS Employer Identification No.)


                   One American Road, Dearborn, Michigan 48126
              (Address of principal executive offices) (Zip Code)



        Registrant's telephone number, including area code 313-322-3000






<PAGE>

Item 5.  Other Events.
---------------------

     Ford Motor Company's news release  dated  November 1, 2000  concerning
Ford's  October U.S. sales, filed as Exhibit 20 to this report, is incorporated
by reference herein.



Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.
----------------------------------------------------------------------------

                                    EXHIBITS
                                    --------

Designation         Description                        Method of Filing
-----------         -----------                        ----------------

Exhibit 20          News Release of
                    Ford Motor Company
                    dated November 1, 2000             Filed with this Report



                                    SIGNATURE
                                    ---------

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized on the date indicated.

                                          FORD MOTOR CREDIT COMPANY
                                          -------------------------
                                          (Registrant)


Date:  November 2, 2000                   By: /s/ S. P. Thomas
                                              -----------------------
                                                  S. P. Thomas
                                                  Assistant Secretary


                                  EXHIBIT INDEX
                                  -------------


Designation                Description
-----------                -----------

Exhibit 20                 News Release of
                           Ford Motor Company
                           dated November 1, 2000




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