PROSPECTUS Dated                                      Pricing Supplement No. 4
June 1, 2000                                           Effective July 10, 2000



                   U.S. $1,000,000,000                          Rule 424 (b)(3)
                                                         Registration Statement
                FORD MOTOR CREDIT COMPANY                        No. 333-92595

             VARIABLE DENOMINATION FLOATING
                   RATE DEMAND NOTES


             - - - - - - - - - - - - - - -


                Interest Rate Per Annum

                - - - - - - - - - - - -


Period      Tier One Notes    Tier Two Notes    Tier Three Notes
Beginning   Under $15,000     $15,000-$49,999   $50,000 and over
----------  --------------     ---------------   ----------------
07/10/2000      6.22%               6.42%             6.62%



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