FORD MOTOR CREDIT CO, 424B3, 2001-01-04

FORD MOTOR CREDIT CO
424B3, 2001-01-04
PERSONAL CREDIT INSTITUTIONS

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PROSPECTUS Dated                        Pricing Supplement No. 25
June 1, 2000                           Effective January 1, 2001



                   U.S. $1,000,000,000          Rule 424 (b)(3)
                                            Registration Statement
                FORD MOTOR CREDIT COMPANY       No. 333-92595

             VARIABLE DENOMINATION FLOATING
                   RATE DEMAND NOTES


             - - - - - - - - - - - - - - -


                Interest Rate Per Annum
                - - - - - - - - - - - -


Period      Tier One Notes    Tier Two Notes    Tier Three Notes
Beginning   Under $15,000     $15,000-$49,999   $50,000 and over
----------  --------------     ---------------   ----------------
01/01/2001      6.21%               6.41%             6.61%