FORD MOTOR CREDIT CO
424B3, 2001-01-12
PERSONAL CREDIT INSTITUTIONS
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PROSPECTUS Dated                              Pricing Supplement No. 19
January 6,2000                                Effective January 15, 2001
And PROSPECTUS SUPPLEMENT
Dated August 29,2000


                       U.S. $200,000,000              Rule 424 (B)(3)
                                                  Registration Statement
                    FORD MOTOR CREDIT COMPANY         No. 333-91953

                       FIXED-RATE NOTES


                 - - - - - - - - - - - - - - -


                    Interest Rate Per Annum
                    - - - - - - - - - - - -


Period        One       Two      Three     Five     Seven    Ten
Beginning     Year      Years    Years     Years    Years    Years
----------   -------   ------   -------   -------  -------   -------
01/15/01     5.50%     5.77%    5.98%      6.47%    6.63%     6.89%



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