<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 11,070,381
<SECURITIES> 58,978,111
<RECEIVABLES> 201,301,961
<ALLOWANCES> 8,326,033
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 14,002,942
<DEPRECIATION> 9,777,997
<TOTAL-ASSETS> 239,258,972
<CURRENT-LIABILITIES> 128,385,680
<BONDS> 157,063,491
<COMMON> 170,000
0
0
<OTHER-SE> 68,325,680
<TOTAL-LIABILITY-AND-EQUITY> 239,258,972
<SALES> 0
<TOTAL-REVENUES> 58,935,075
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 38,193,149
<LOSS-PROVISION> 6,283,255
<INTEREST-EXPENSE> 7,451,188
<INCOME-PRETAX> 7,007,483
<INCOME-TAX> 1,394,107
<INCOME-CONTINUING> 5,613,376
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,613,376
<EPS-BASIC> 33.01
<EPS-DILUTED> 33.01
</TABLE>