FREMONT GENERAL CORP
S-8, EX-23, 2000-11-20
FIRE, MARINE & CASUALTY INSURANCE
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                                                               Exhibit 23.1



                         CONSENT OF INDEPENDENT AUDITORS

     We consent to the incorporation by reference in the Registration  Statement
on Form  S-8  pertaining  to the  Fremont  General  Corporation  and  Affiliated
Companies  Investment  Incentive Program of our report dated March 17, 2000 with
respect  to the  consolidated  financial  statements  and  schedules  of Fremont
General  Corporation  included in its Annual  Report  (Form 10-K) and our report
dated May 26, 2000,  with respect to the financial  statements  and schedules of
the Fremont General Corporation and Affiliated  Companies  Investment  Incentive
Program  included in the Plan's  Annual  Report (Form  11-K),  both for the year
ended December 31, 1999, filed with the Securities and Exchange Commission.


                                                 ERNST & YOUNG LLP




Los Angeles, California
November 20, 2000


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