FREMONT GENERAL CORP
S-8, EX-23, 2000-11-20
FIRE, MARINE & CASUALTY INSURANCE
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                                                                   Exhibit 23.1



                         CONSENT OF INDEPENDENT AUDITORS

     We consent to the incorporation by reference in the Registration  Statement
on  Form  S-8  pertaining  to  the  Fremont  General  Corporation   Supplemental
Retirement Plan and Fremont General Corporation Senior  Supplemental  Retirement
Plan of our  report  dated  March 17,  2000  with  respect  to the  consolidated
financial  statements and schedules of Fremont General  Corporation  included in
its Annual Report (Form 10-K) for the year ended  December 31, 1999,  filed with
the Securities and Exchange Commission.


                                                 ERNST & YOUNG LLP


Los Angeles, California
November 20, 2000


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