UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: JEANIE WYATT
ADDRESS: FROST NATIONAL BANK
P.O. BOX 1600
SAN ANTONIO, TX 78296
13F FILE NUMBER: 28-183
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: STAN McCORMICK
TITLE: COPORATE SECRETARY - SR. V.P.
PHONE: 210-220-4310
SIGNATURE,PLACE,AND DATE OF SIGNING:
/S/ STAN McCORMICK SAN ANTONIO, TX 5/3/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 1531
FORM 13F INFORMATION TABLE VALUE TOTAL: $2,347,602
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
H KEMPNER CERT OF BENE INTERES COMMON STOCK 999999998 19284 13657 SH DEFINED 13456 0 201
H KEMPNER CERT OF BENE INTERES COMMON STOCK 999999998 983 696 SH OTHER 0 0 696
A T & T CORP COM * COMMON STOCK 001957109 24691 438469 SH DEFINED 431649 180 6640
A T & T CORP COM * COMMON STOCK 001957109 1987 35285 SH OTHER 30827 4458 0
AAR CORP COM COMMON STOCK 000361105 3 150 SH DEFINED 150 0 0
AASTROM BIOSCIENCES INC COM COMMON STOCK 00253U107 4 1000 SH DEFINED 1000 0 0
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 5833 165770 SH DEFINED 162970 0 2800
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 1689 48000 SH OTHER 19800 21800 6400
ADC TELECOMMUNICATIONS INC COM COMMON STOCK 000886101 243 4505 SH DEFINED 4505 0 0
ADOBE SYSTEMS INC COM COMMON STOCK 00724F101 33 300 SH DEFINED 300 0 0
ADVANCED MICRO DEVICES COM COMMON STOCK 007903107 71 1251 SH DEFINED 1251 0 0
ADVANCED TISSUE SCIENCES INC COMMON STOCK 00755F103 17 2500 SH DEFINED 2500 0 0
ADVANTAGE LEARNING SYSTEMS INC COMMON STOCK 00757K100 9 550 SH DEFINED 550 0 0
AETNA INC COM COMMON STOCK 008117103 33 600 SH DEFINED 600 0 0
AETNA INC COM COMMON STOCK 008117103 17 300 SH OTHER 0 300 0
AFLAC INC COM * COMMON STOCK 001055102 3107 68200 SH DEFINED 68200 0 0
AFLAC INC COM * COMMON STOCK 001055102 342 7500 SH OTHER 7500 0 0
AGCO CORP COM COMMON STOCK 001084102 5518 485113 SH DEFINED 461013 0 24100
AGCO CORP COM COMMON STOCK 001084102 41 3602 SH OTHER 3602 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 10 100 SH DEFINED 100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 21 200 SH OTHER 200 0 0
AGRIBRANDS INTL INC COMMON STOCK 00849R105 5 120 SH DEFINED 120 0 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 638 22450 SH DEFINED 22450 0 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 388 13650 SH OTHER 13650 0 0
AKAMAI TECHNOLOGIES INC COM COMMON STOCK 00971T101 8 51 SH DEFINED 51 0 0
ALBERTSON'S INC COM * COMMON STOCK 013104104 933 30228 SH DEFINED 30228 0 0
ALBERTSON'S INC COM * COMMON STOCK 013104104 19 600 SH OTHER 600 0 0
ALCOA INC COM* COMMON STOCK 013817101 1224 17425 SH DEFINED 16625 0 800
ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 60 2162 SH DEFINED 2162 0 0
ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 28 1000 SH OTHER 0 1000 0
ALLEGHENY TECHNOLOGIES INC COM COMMON STOCK 01741R102 6 278 SH DEFINED 278 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 107 3500 SH DEFINED 3500 0 0
ALLIED RISER COMMUNICATIONS CO COMMON STOCK 019496108 9 250 SH DEFINED 250 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 238 10006 SH DEFINED 10006 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 170 7126 SH OTHER 3126 0 4000
ALLTEL CORP COM * COMMON STOCK 020039103 67442 1066275 SH DEFINED 1056867 0 9408
ALLTEL CORP COM * COMMON STOCK 020039103 3285 51936 SH OTHER 51157 779 0
ALTERA CORP COM * COMMON STOCK 021441100 11023 123508 SH DEFINED 117298 0 6210
ALTERA CORP COM * COMMON STOCK 021441100 415 4650 SH OTHER 4650 0 0
ALZA CORP COM COMMON STOCK 022615108 32 850 SH DEFINED 850 0 0
AMAZON.COM INC COMMON STOCK 023135106 7 100 SH DEFINED 100 0 0
AMEREN CORP COM COMMON STOCK 023608102 39 1250 SH DEFINED 1250 0 0
AMEREN CORP COM COMMON STOCK 023608102 9 275 SH OTHER 0 275 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 790 11719 SH DEFINED 10697 0 1022
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 27 400 SH OTHER 400 0 0
AMERICAN BINGO & GAMING COM COMMON STOCK 024596108 0 200 SH DEFINED 200 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 351 11765 SH DEFINED 11765 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 8 274 SH OTHER 274 0 0
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 3570 23970 SH DEFINED 23320 0 650
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 724 4860 SH OTHER 4860 0 0
AMERICAN GENERAL CORP COM * COMMON STOCK 026351106 15289 272403 SH DEFINED 267069 0 5334
AMERICAN GENERAL CORP COM * COMMON STOCK 026351106 1233 21960 SH OTHER 21210 750 0
AMERICAN GREETINGS CORP CLASS COMMON STOCK 026375105 11 600 SH DEFINED 600 0 0
AMERICAN HOME PRODUCTS CORP CO COMMON STOCK 026609107 10028 186562 SH DEFINED 184952 0 1610
AMERICAN HOME PRODUCTS CORP CO COMMON STOCK 026609107 1787 33240 SH OTHER 23640 9600 0
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 15891 145127 SH DEFINED 140673 0 4454
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 1231 11241 SH OTHER 10398 0 843
AMERICAN NATIONAL INSURANCE CO COMMON STOCK 028591105 243 4227 SH DEFINED 0 0 4227
AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 808 18850 SH DEFINED 18850 0 0
AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 113 2630 SH OTHER 2630 0 0
AMERICAN RETIREMENT CORP COM COMMON STOCK 028913101 9 1000 SH DEFINED 1000 0 0
AMERICAN TELESOURCE INTL INC D COMMON STOCK 03018P108 10 1300 SH DEFINED 0 0 1300
AMERICAN WATER WORKS INC COM COMMON STOCK 030411102 11 467 SH DEFINED 467 0 0
AMERICAN WATER WORKS INC COM COMMON STOCK 030411102 11 467 SH OTHER 467 0 0
AMERISOURCE HEALTH CORP CLASS COMMON STOCK 03071P102 1 50 SH DEFINED 0 0 50
AMES DEPARTMENT STORES INC COM COMMON STOCK 030789507 791 32200 SH DEFINED 32200 0 0
AMFM INC COM COMMON STOCK 001693100 41 656 SH DEFINED 300 0 356
AMGEN INC COM * COMMON STOCK 031162100 2266 36921 SH DEFINED 36921 0 0
AMGEN INC COM * COMMON STOCK 031162100 135 2200 SH OTHER 2200 0 0
AMR CORP DELAWARE COM COMMON STOCK 001765106 108 3400 SH DEFINED 3400 0 0
AMRESCO INC COM COMMON STOCK 031909104 0 200 SH DEFINED 200 0 0
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 131 8756 SH DEFINED 0 0 8756
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 73 4920 SH OTHER 4920 0 0
ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 11 280 SH OTHER 80 0 200
ANDOVER.NET INC COM COMMON STOCK 034318105 2 100 SH DEFINED 100 0 0
ANDREW CORP COM * COMMON STOCK 034425108 791 34590 SH DEFINED 34590 0 0
ANDREW CORP COM * COMMON STOCK 034425108 139 6095 SH OTHER 6095 0 0
ANDRX CORP COM COMMON STOCK 034551101 58 500 SH DEFINED 500 0 0
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 7017 112724 SH DEFINED 107724 0 5000
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 364 5850 SH OTHER 5850 0 0
ANIXTER INTERNATIONAL INC COM COMMON STOCK 035290105 836 29989 SH DEFINED 29989 0 0
ANNTAYLOR STORES CORP COM COMMON STOCK 036115103 662 28800 SH DEFINED 28800 0 0
ANTEC CORP COM COMMON STOCK 03664P105 143 3200 SH DEFINED 3200 0 0
AON CORP COM COMMON STOCK 037389103 55 1695 SH DEFINED 0 1695 0
APACHE CORP COM COMMON STOCK 037411105 109 2198 SH DEFINED 1100 0 1098
APACHE CORP COM COMMON STOCK 037411105 5 100 SH OTHER 0 0 100
APEX INC COM COMMON STOCK 037548104 1459 39300 SH DEFINED 39300 0 0
APOLLO GROUP INC CLASS A COMMON STOCK 037604105 614 21800 SH DEFINED 21800 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 136 1000 SH DEFINED 1000 0 0
APPLIED MATERIALS INC COM * COMMON STOCK 038222105 4157 44104 SH DEFINED 42844 0 1260
APPLIED MATERIALS INC COM * COMMON STOCK 038222105 277 2940 SH OTHER 2940 0 0
APPLIED MICRO CIRCUITS CORP CO COMMON STOCK 03822W109 30 200 SH DEFINED 200 0 0
APPLIX INC COM COMMON STOCK 038316105 3 250 SH DEFINED 250 0 0
ARCHER DANIELS MIDLAND CO COM COMMON STOCK 039483102 46 4416 SH DEFINED 4416 0 0
ARCHSTONE COMMUNITIES TRUST SB COMMON STOCK 039581103 1165 58423 SH DEFINED 56823 0 1600
ARCHSTONE COMMUNITIES TRUST SB COMMON STOCK 039581103 157 7850 SH OTHER 7850 0 0
ARDEN REALTY GROUP INC COM COMMON STOCK 039793104 15 700 SH DEFINED 0 0 700
ARGONAUT GROUP INC COM COMMON STOCK 040157109 3 142 SH DEFINED 142 0 0
ARGUSS HOLDINGS INC COMMON STOCK 040282105 22 1000 SH DEFINED 1000 0 0
ARIBA INC COM COMMON STOCK 04033V104 31 150 SH DEFINED 150 0 0
ARVIN INDUSTRIES INC COM COMMON STOCK 043339100 45 2000 SH OTHER 2000 0 0
ASD SYSTEMS INC COM COMMON STOCK 00207W100 0 100 SH DEFINED 100 0 0
ASHLAND INC COM COMMON STOCK 044204105 191 5730 SH DEFINED 5730 0 0
ASPEN TECHNOLOGY INC COM (DEL) COMMON STOCK 045327103 40 1000 SH DEFINED 0 0 1000
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 1520 71128 SH DEFINED 71128 0 0
AT HOME CORP SERIES A COMMON STOCK 045919107 89 2689 SH DEFINED 2689 0 0
AT HOME CORP SERIES A COMMON STOCK 045919107 50 1532 SH OTHER 1532 0 0
AT&T CORP COM LIBERTY MEDIA GR COMMON STOCK 001957208 1737 29282 SH DEFINED 29282 0 0
ATLANTIC RICHFIELD CO COM * COMMON STOCK 048825103 2381 28006 SH DEFINED 27956 0 50
ATLANTIC RICHFIELD CO COM * COMMON STOCK 048825103 498 5860 SH OTHER 2920 640 2300
ATMEL CORP COM COMMON STOCK 049513104 52 1000 SH DEFINED 1000 0 0
ATMOS ENERGY CORP COM COMMON STOCK 049560105 3100 189317 SH DEFINED 178326 0 10991
ATMOS ENERGY CORP COM COMMON STOCK 049560105 44 2690 SH OTHER 2690 0 0
ATRIX LABORATORIES INC COM COMMON STOCK 04962L101 5 500 SH DEFINED 0 0 500
AUTODESK INC COM COMMON STOCK 052769106 181 3982 SH DEFINED 3982 0 0
AUTOLIV INC COM COMMON STOCK 052800109 25 818 SH OTHER 0 818 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2741 56810 SH DEFINED 56810 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 171 3550 SH OTHER 2350 1200 0
AUTOZONE INC COM COMMON STOCK 053332102 17 600 SH OTHER 600 0 0
AVERY DENNISON CORP COM * COMMON STOCK 053611109 20823 341015 SH DEFINED 333415 2000 5600
AVERY DENNISON CORP COM * COMMON STOCK 053611109 1841 30152 SH OTHER 29227 925 0
AVISTA CORP COM COMMON STOCK 05379B107 4 100 SH DEFINED 100 0 0
AVISTA CORP COM COMMON STOCK 05379B107 37 907 SH OTHER 907 0 0
AVNET INC COM COMMON STOCK 053807103 161 2560 SH DEFINED 2560 0 0
AVON PRODUCTS INC COM COMMON STOCK 054303102 18 600 SH DEFINED 600 0 0
AXA FINANCIAL INC COM COMMON STOCK 002451102 8 214 SH DEFINED 64 0 150
AZTEC MANUFACTURING COMPANY CO COMMON STOCK 054825104 1 111 SH DEFINED 111 0 0
AZURIX CORP COM COMMON STOCK 05501M104 2 200 SH DEFINED 200 0 0
BAIRNCO CORP COM COMMON STOCK 057097107 2 313 SH DEFINED 313 0 0
BAKER HUGHES INC COM * COMMON STOCK 057224107 3889 128564 SH DEFINED 128564 0 0
BAKER HUGHES INC COM * COMMON STOCK 057224107 75 2475 SH OTHER 2475 0 0
BALL CORP COM COMMON STOCK 058498106 69 2000 SH OTHER 0 2000 0
BANK OF AMERICA CORP COM * COMMON STOCK 060505104 3227 61543 SH DEFINED 61543 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 83 2000 SH DEFINED 2000 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 295 7095 SH OTHER 0 7095 0
BANK ONE CORP COM* COMMON STOCK 06423A103 1076 31187 SH DEFINED 19536 0 11651
BANK ONE CORP COM* COMMON STOCK 06423A103 307 8910 SH OTHER 0 8910 0
BARD C. R. INC COM COMMON STOCK 067383109 180 4655 SH DEFINED 4655 0 0
BASIN EXPLORATION INC COM COMMON STOCK 070107107 733 49100 SH DEFINED 49100 0 0
BASIN EXPLORATION INC COM COMMON STOCK 070107107 15 1000 SH OTHER 1000 0 0
BATTLE MOUNTAIN GOLD COM COMMON STOCK 071593107 0 113 SH DEFINED 113 0 0
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 13416 214008 SH DEFINED 208932 0 5076
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 175 2786 SH OTHER 1976 810 0
BE FREE INC COM COMMON STOCK 073308108 2 100 SH DEFINED 100 0 0
BEA SYSTEMS INC COM COMMON STOCK 073325102 66 900 SH DEFINED 900 0 0
BECTON DICKINSON & CO COM * COMMON STOCK 075887109 1805 68585 SH DEFINED 68585 0 0
BECTON DICKINSON & CO COM * COMMON STOCK 075887109 158 6000 SH OTHER 6000 0 0
BELL ATLANTIC CORP COM * COMMON STOCK 077853109 8197 134109 SH DEFINED 132051 0 2058
BELL ATLANTIC CORP COM * COMMON STOCK 077853109 1176 19244 SH OTHER 17892 0 1352
BELLSOUTH CORP COM * COMMON STOCK 079860102 5996 127920 SH DEFINED 126388 0 1532
BELLSOUTH CORP COM * COMMON STOCK 079860102 896 19108 SH OTHER 18380 728 0
BELLWETHER EXPLORATION CO COM COMMON STOCK 079895207 25 3625 SH DEFINED 3000 0 625
BELO A. H. CORP CLASS A COMMON STOCK 080555105 1073 60000 SH DEFINED 60000 0 0
BEMIS INC COM* COMMON STOCK 081437105 11 300 SH DEFINED 300 0 0
BEMIS INC COM* COMMON STOCK 081437105 221 6000 SH OTHER 0 6000 0
BENCHMARK ELECTRONICS INC COM COMMON STOCK 08160H101 74 2000 SH DEFINED 2000 0 0
BENTON OIL & GAS CO COM COMMON STOCK 083288100 3 1000 SH OTHER 0 0 1000
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 220 121 SH DEFINED 120 0 1
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 80 44 SH OTHER 39 0 5
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670108 114 2 SH DEFINED 0 0 2
BEST BUY COMPANY INC COM* COMMON STOCK 086516101 830 9652 SH DEFINED 9652 0 0
BESTFOODS COM * COMMON STOCK 08658U101 912 19472 SH DEFINED 19472 0 0
BESTFOODS COM * COMMON STOCK 08658U101 54 1164 SH OTHER 1164 0 0
BETHLEHEM STEEL CORP COM COMMON STOCK 087509105 2 400 SH DEFINED 400 0 0
BILLING CONCEPTS CORP COM COMMON STOCK 090063108 11 1600 SH DEFINED 1600 0 0
BILLSERV.COM INC COM COMMON STOCK 090181108 73 3300 SH DEFINED 3300 0 0
BIOGEN INC COM COMMON STOCK 090597105 63 900 SH DEFINED 900 0 0
BIOGEN INC COM COMMON STOCK 090597105 7 100 SH OTHER 100 0 0
BIOMATRIX INC COM COMMON STOCK 09060P102 36 1500 SH DEFINED 1500 0 0
BIOMET INC COM COMMON STOCK 090613100 4 100 SH DEFINED 100 0 0
BIOPURE CORPORATION CLASS A COMMON STOCK 09065H105 17 500 SH DEFINED 500 0 0
BIOTECH HOLDERS TRUST COM COMMON STOCK 09067D201 34 200 SH DEFINED 200 0 0
BIOTECH HOLDERS TRUST COM COMMON STOCK 09067D201 34 200 SH OTHER 200 0 0
BISYS GROUP INC COM COMMON STOCK 055472104 692 10400 SH DEFINED 10400 0 0
BLOCK H & R INC COM COMMON STOCK 093671105 179 4000 SH DEFINED 4000 0 0
BMC SOFTWARE INC COM* COMMON STOCK 055921100 15931 322645 SH DEFINED 314895 0 7750
BMC SOFTWARE INC COM* COMMON STOCK 055921100 998 20211 SH OTHER 19561 650 0
BOEING CO COM * COMMON STOCK 097023105 166 4392 SH DEFINED 3892 0 500
BOEING CO COM * COMMON STOCK 097023105 73 1942 SH OTHER 1942 0 0
BOISE CASCADE CORP COM COMMON STOCK 097383103 926 26658 SH DEFINED 26658 0 0
BOK FINANCIAL CORP COM COMMON STOCK 05561Q201 20 1060 SH DEFINED 1060 0 0
BORDERS GROUP INC COM COMMON STOCK 099709107 10 555 SH DEFINED 355 0 200
BOSTON SCIENTIFIC CORP COM COMMON STOCK 101137107 1 50 SH DEFINED 50 0 0
BRE PROPERTIES INC CLASS A COMMON STOCK 05564E106 13 500 SH DEFINED 500 0 0
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 16576 285799 SH DEFINED 276769 0 9030
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 1326 22869 SH OTHER 22269 600 0
BROADVISION INC COM COMMON STOCK 111412102 229 5100 SH DEFINED 600 0 4500
BROWN-FORMAN CORP CLASS B COMMON STOCK 115637209 63 1160 SH DEFINED 1160 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 381 16761 SH DEFINED 16761 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 378 16632 SH OTHER 14632 2000 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 59 1598 SH DEFINED 1598 0 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 81 2191 SH OTHER 0 871 1320
BURR BROWN CORP COM COMMON STOCK 122574106 1117 20550 SH DEFINED 20550 0 0
BUY.COM INC COM COMMON STOCK 124269101 0 50 SH DEFINED 50 0 0
CADENCE DESIGN SYSTEM INC COM COMMON STOCK 127387108 7 317 SH DEFINED 317 0 0
CADENCE DESIGN SYSTEM INC COM COMMON STOCK 127387108 7 317 SH OTHER 317 0 0
CALLAWAY GOLF CO COM COMMON STOCK 131193104 558 36000 SH DEFINED 36000 0 0
CALLOWAYS NURSERY INC COM COMMON STOCK 131255101 1 500 SH DEFINED 500 0 0
CAMDEN PROPERTY TRUST SBI COMMON STOCK 133131102 104 3828 SH DEFINED 3828 0 0
CAMDEN PROPERTY TRUST SBI COMMON STOCK 133131102 36 1340 SH OTHER 0 640 700
CAMPBELL SOUP CO COM * COMMON STOCK 134429109 14 450 SH DEFINED 450 0 0
CAMPBELL SOUP CO COM * COMMON STOCK 134429109 55 1776 SH OTHER 0 1776 0
CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 6383 531889 SH DEFINED 504289 0 27600
CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 66 5529 SH OTHER 5529 0 0
CAPITAL ONE FINANCIAL CORP COM COMMON STOCK 14040H105 153 3200 SH DEFINED 3200 0 0
CAPITAL SOUTHWEST CORP COM COMMON STOCK 140501107 88 1600 SH OTHER 1600 0 0
CAPROCK COMMUNICATIONS CORP CO COMMON STOCK 140667106 22 450 SH DEFINED 450 0 0
CAPSTEAD MORTGAGE CORP COM COMMON STOCK 14067E100 1 334 SH DEFINED 334 0 0
CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 1413 30800 SH DEFINED 30700 0 100
CARDIODYNAMICS INTERNATIONAL C COMMON STOCK 141597104 6 675 SH DEFINED 675 0 0
CAREY DIVERSIFIED LLC COM COMMON STOCK 14174P105 17 1000 SH DEFINED 1000 0 0
CARNIVAL CORPORATION COM* COMMON STOCK 143658102 1551 62490 SH DEFINED 60090 2000 400
CARNIVAL CORPORATION COM* COMMON STOCK 143658102 469 18890 SH OTHER 18890 0 0
CAROLINA POWER & LIGHT CO COM COMMON STOCK 144141108 68 2100 SH DEFINED 2100 0 0
CAROLINA POWER & LIGHT CO COM COMMON STOCK 144141108 17 512 SH OTHER 512 0 0
CASH AMERICA INTERNATIONAL INC COMMON STOCK 14754D100 966 77670 SH OTHER 77670 0 0
CATALYTICA INC COMMON STOCK 148885106 574 39400 SH DEFINED 39400 0 0
CATERPILLAR INC COM * COMMON STOCK 149123101 5081 128825 SH DEFINED 127925 0 900
CATERPILLAR INC COM * COMMON STOCK 149123101 341 8652 SH OTHER 6700 1852 100
CBS CORP COM COMMON STOCK 12490K107 1735 30635 SH DEFINED 30235 0 400
CELADON GROUP INC COM COMMON STOCK 150838100 34 1300 SH DEFINED 1300 0 0
CELESTIAL SEASONINGS INC COM COMMON STOCK 151016102 684 19900 SH DEFINED 19900 0 0
CELGENE CORP COMMON STOCK 151020104 20 200 SH OTHER 200 0 0
CELL GENESYS INC COM COMMON STOCK 150921104 4 200 SH DEFINED 200 0 0
CENDANT CORP COM COMMON STOCK 151313103 466 25215 SH DEFINED 25215 0 0
CENTRAL & SOUTH WEST CORP COM COMMON STOCK 152357109 544 31748 SH DEFINED 31748 0 0
CENTRAL & SOUTH WEST CORP COM COMMON STOCK 152357109 48 2800 SH OTHER 2800 0 0
CENTURY ALUMINUM CO COM COMMON STOCK 156431108 414 30100 SH DEFINED 30100 0 0
CENTURYTEL INC COM COMMON STOCK 156700106 17 450 SH DEFINED 450 0 0
CERUS CORP COM COMMON STOCK 157085101 5 100 SH DEFINED 100 0 0
CH ENERGY GROUP INC COM COMMON STOCK 12541M102 93 3050 SH DEFINED 3050 0 0
CHARTER MUNICIPAL MORTGAGE ACC COMMON STOCK 160908109 8 675 SH DEFINED 675 0 0
CHASE MANHATTAN CORP NEW COM * COMMON STOCK 16161A108 2302 26398 SH DEFINED 26398 0 0
CHASE MANHATTAN CORP NEW COM * COMMON STOCK 16161A108 177 2031 SH OTHER 0 2031 0
CHELSEA GCA REALTY INC COM COMMON STOCK 163262108 20 700 SH DEFINED 500 0 200
CHEVRON CORP COM * COMMON STOCK 166751107 14841 160547 SH DEFINED 157578 0 2969
CHEVRON CORP COM * COMMON STOCK 166751107 1314 14210 SH OTHER 9164 4846 200
CHICOS FAS INC COM COMMON STOCK 168615102 54 3180 SH DEFINED 3180 0 0
CHILDREN'S PLACE RETAIL STORES COMMON STOCK 168905107 30 2100 SH DEFINED 2100 0 0
CHIQUITA BRANDS INTL INC COM COMMON STOCK 170032106 0 50 SH DEFINED 50 0 0
CIENA CORP COM COMMON STOCK 171779101 126 1000 SH DEFINED 0 0 1000
CIGNA CORP COM COMMON STOCK 125509109 359 4742 SH DEFINED 4742 0 0
CINCINNATI FINANCIAL CORP COM COMMON STOCK 172062101 25 660 SH DEFINED 660 0 0
CINERGY CORP COM COMMON STOCK 172474108 9 400 SH DEFINED 400 0 0
CIRCUIT CITY GROUP COMMON STOCK 172737108 990 16255 SH DEFINED 16255 0 0
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 18375 237677 SH DEFINED 237457 0 220
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 2042 26410 SH OTHER 23460 2950 0
CIT GROUP INC CLASS A COMMON STOCK 125577106 302 15500 SH DEFINED 15500 0 0
CITIGROUP INC COM * COMMON STOCK 172967101 37454 625531 SH DEFINED 613054 2750 9727
CITIGROUP INC COM * COMMON STOCK 172967101 4600 76835 SH OTHER 71210 5625 0
CITIZENS UTILITIES CO DEL COM COMMON STOCK 177342201 3 202 SH DEFINED 202 0 0
CITRIX SYSTEMS INC COM COMMON STOCK 177376100 28 420 SH DEFINED 340 0 80
CITY INVESTING CO LIQUIDATING COMMON STOCK 177900107 0 263 SH DEFINED 263 0 0
CITY NATIONAL CORP COM COMMON STOCK 178566105 529 15700 SH DEFINED 15700 0 0
CLAYTON HOMES INC COM * COMMON STOCK 184190106 672 66410 SH DEFINED 66410 0 0
CLAYTON HOMES INC COM * COMMON STOCK 184190106 218 21520 SH OTHER 21520 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 4135 59878 SH DEFINED 59878 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 10592 153368 SH OTHER 153368 0 0
CLECO CORP NEW COM COMMON STOCK 12561W105 57 1700 SH DEFINED 1700 0 0
CLOROX CO COM * COMMON STOCK 189054109 586 17750 SH DEFINED 16950 0 800
CLOROX CO COM * COMMON STOCK 189054109 560 16968 SH OTHER 11368 800 4800
CMGI INC COM COMMON STOCK 125750109 61 540 SH DEFINED 540 0 0
CNET NETWORKS INC COM COMMON STOCK 12613R104 101 2000 SH DEFINED 0 0 2000
COASTAL BANCORP INC TEX COMMON STOCK 19041P105 82 5000 SH DEFINED 5000 0 0
COASTAL CORP COM * COMMON STOCK 190441105 7092 154181 SH DEFINED 154181 0 0
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SEALED AIR CORP NEW SER A $2 P PREFERRED STOCK 81211K209 73 1406 SH OTHER N.A. N.A. N.A.
THORNBURG MTG 9.68% SER A PFD PREFERRED STOCK 885218206 19 1000 SH DEFINED N.A. N.A. N.A.
VORNADO REALTY 6.5% SER A CON PREFERRED STOCK 929042208 5 95 SH DEFINED N.A. N.A. N.A.
WENDYS FINANCING I 5.0% A CONV PREFERRED STOCK 950588202 381 8100 SH DEFINED N.A. N.A. N.A.
AFFILIATED COMPUTER SVCS 4% 3 OTHER 008190AD2 4 4000 PRN DEFINED N.A. N.A. N.A.
ALZA CORP SUB DEB CONV 5% 5 OTHER 022615AD0 4 4000 PRN DEFINED N.A. N.A. N.A.
ATMEL CORP CONV ZERO CPN 4 OTHER 049513AC8 19 13000 PRN DEFINED N.A. N.A. N.A.
HEWLETT PACKARD CO ZERO CPN 10 OTHER 428236AC7 8 10000 PRN DEFINED N.A. N.A. N.A.
INTERIM SVCS INC 4.5% 6 OTHER 45868PAA8 5 6000 PRN DEFINED N.A. N.A. N.A.
NORAM ENERGY CORP 6% 3 OTHER 655419AC3 172 200000 PRN OTHER N.A. N.A. N.A.
THERMO ELECTRON CORP 4.25% 1 OTHER 883556AF9 7 8000 PRN DEFINED N.A. N.A. N.A.
US CELLULAR CORP ZERO CPN 6 OTHER 911684AA6 8 11000 PRN DEFINED N.A. N.A. N.A.
TELEFONOS DE MEXICO 4.25% 6 OTHER 879403AD5 11 7000 PRN DEFINED N.A. N.A. N.A.
DUFF & PHELPS UTILS INCOME INC OTHER 264324104 51 5800 SH DEFINED N.A. N.A. N.A.
DUFF & PHELPS UTILS INCOME INC OTHER 264324104 4 505 SH OTHER N.A. N.A. N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER 294700703 1003 5100 SH DEFINED N.A. N.A. N.A.
FIRST FINANCIAL FUND OTHER 320228109 1 159 SH DEFINED N.A. N.A. N.A.
FIRST FINANCIAL FUND OTHER 320228109 5 697 SH OTHER N.A. N.A. N.A.
FIRST ISRAEL FUND INC OTHER 32063L100 67 4000 SH DEFINED N.A. N.A. N.A.
GABELLI EQUITY TRUST INC COM OTHER 362397101 12 1023 SH DEFINED N.A. N.A. N.A.
GABELLI GLOBAL MULTIMEDIA TRUS OTHER 36239Q109 2 125 SH DEFINED N.A. N.A. N.A.
GABELLI UTILITY TRUST COM OTHER 36240A101 1 102 SH DEFINED N.A. N.A. N.A.
JOHN HANCOCK PATRIOT PREM DIV OTHER 41013T105 19 2000 SH OTHER N.A. N.A. N.A.
LATIN AMERICAN INVESTMENT FD I OTHER 518279104 22 1643 SH DEFINED N.A. N.A. N.A.
MORG STNLY DEAN WTER ASIA-PAC OTHER 61744U106 87 8000 SH DEFINED N.A. N.A. N.A.
MORGAN STNLY DEAN WTER INDIA I OTHER 61745C105 244 18500 SH DEFINED N.A. N.A. N.A.
SOURCE CAP INC OTHER 836144105 10 200 SH DEFINED N.A. N.A. N.A.
TRI-CONTINENTAL CORP COM OTHER 895436103 340 13335 SH DEFINED N.A. N.A. N.A.
ACM GOVERNMENT INCOME FUND INC OTHER 000912105 113 15666 SH DEFINED N.A. N.A. N.A.
ALL AMERICAN TERM TRUST INC OTHER 016440109 31 2620 SH DEFINED N.A. N.A. N.A.
BLACKROCK INCOME TRUST INC COM OTHER 09247F100 45 7500 SH OTHER N.A. N.A. N.A.
BLACKROCK TARGET TERM TRUST IN OTHER 092476100 48 5000 SH OTHER N.A. N.A. N.A.
CIGNA INVTS SECS INC COM * OTHER 17179X106 66 4500 SH DEFINED N.A. N.A. N.A.
HIGH INCOME OPPORTUNITY FUND, OTHER 42967Q105 16 1857 SH DEFINED N.A. N.A. N.A.
HYPERION TOTAL RETURN FUND INC OTHER 449145101 32 4200 SH DEFINED N.A. N.A. N.A.
MFS CHARTERED INCOME TRUST SBI OTHER 552727109 17 2000 SH OTHER N.A. N.A. N.A.
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MFS MULTI MARKET INCOME TR SBI OTHER 552737108 12 2086 SH DEFINED N.A. N.A. N.A.
MONTGOMERY STR INCOME SECS INC OTHER 614115103 23 1500 SH DEFINED N.A. N.A. N.A.
PACHOLDER HIGH YIELD FUND INC OTHER 693742108 162 13325 SH DEFINED N.A. N.A. N.A.
PILGRIM PRIME RATE TRUST OTHER 72146W103 16 2000 SH OTHER N.A. N.A. N.A.
PIMCO COMMERCIAL MTG SECURITIE OTHER 693388100 8 667 SH DEFINED N.A. N.A. N.A.
PIONEER INTEREST SHARES INC CO OTHER 723703104 129 12500 SH DEFINED N.A. N.A. N.A.
PUTNAM MASTER INTER INCOME TRU OTHER 746909100 148 25388 SH DEFINED N.A. N.A. N.A.
PUTNAM MASTER INTER INCOME TRU OTHER 746909100 11 1914 SH OTHER N.A. N.A. N.A.
PUTNAM PREMIER INCOME TRUST SB OTHER 746853100 9 1606 SH DEFINED N.A. N.A. N.A.
SALOMON BROTHERS HIGH INCOME F OTHER 794907105 3 250 SH DEFINED N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FUND I OTHER 880198106 6 1000 SH OTHER N.A. N.A. N.A.
VAN KAMPEN BOND FUND INC., COM OTHER 920955101 24 1500 SH DEFINED N.A. N.A. N.A.
VAN KAMPEN CAPITAL SENIOR INC OTHER 920961109 82 10100 SH DEFINED N.A. N.A. N.A.
VESTAUR SECURITIES INC * OTHER 925464109 54 4500 SH DEFINED N.A. N.A. N.A.
ACM MUNICIPAL SECS INCOME FD I OTHER 000942102 16 1500 SH DEFINED N.A. N.A. N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER 09247K109 102 7365 SH DEFINED N.A. N.A. N.A.
BLACKROCK INSD MUN 2008 TERM T OTHER 09247K109 24 1698 SH OTHER N.A. N.A. N.A.
BLACKROCK INVESTMENT QUALITY M OTHER 09247D105 21 1778 SH OTHER N.A. N.A. N.A.
BLACKROCK MUNICIPAL TARGET TER OTHER 09247M105 10 1010 SH DEFINED N.A. N.A. N.A.
COLONIAL MUNICIPAL INCOME TRUS OTHER 195799101 6 1000 SH OTHER N.A. N.A. N.A.
DREYFUS MUNICIPAL INCOME INC C OTHER 26201R102 14 1859 SH DEFINED N.A. N.A. N.A.
DREYFUS STRATEGIC MUNI BOND FU OTHER 26202F107 159 20288 SH DEFINED N.A. N.A. N.A.
DREYFUS STRATEGIC MUNICIPALS I OTHER 261932107 152 19034 SH DEFINED N.A. N.A. N.A.
DUFF & PHELPS UTILS T/F INCOME OTHER 264325101 131 10000 SH DEFINED N.A. N.A. N.A.
INSURED MUNI INCOME FUND OTHER 45809F104 7 581 SH OTHER N.A. N.A. N.A.
INVESTMENT GRADE MUNICIPAL INC OTHER 461368102 16 1214 SH OTHER N.A. N.A. N.A.
MANAGED MUNICIPAL PORTFOLIO II OTHER 561663105 23 2500 SH DEFINED N.A. N.A. N.A.
MANAGED MUNICIPAL PORTFOLIO IN OTHER 561662107 12 1250 SH DEFINED N.A. N.A. N.A.
MFS MUNICIPAL INCOME TRUST OTHER 552738106 183 26171 SH DEFINED N.A. N.A. N.A.
MORGAN STAN DEAN WITT INSD MUN OTHER 61745P866 25 1838 SH DEFINED N.A. N.A. N.A.
MORGAN STAN DEAN WITT INSD MUN OTHER 61745P866 110 8000 SH OTHER N.A. N.A. N.A.
MORGAN STAN DEAN WITTER MUNI I OTHER 61745P478 9 1027 SH DEFINED N.A. N.A. N.A.
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MUNIENHANCED FUND INC COM OTHER 626243109 18 2000 SH OTHER N.A. N.A. N.A.
MUNIVEST FUND INC COM OTHER 626295109 20 2500 SH OTHER N.A. N.A. N.A.
MUNIYIELD FUND INC COM OTHER 626299101 22 1900 SH OTHER N.A. N.A. N.A.
MUNIYIELD INSURED FUND INC COM OTHER 62630E107 25 2000 SH OTHER N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 60 4790 SH DEFINED N.A. N.A. N.A.
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NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 45 4000 SH DEFINED N.A. N.A. N.A.
NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 19 1692 SH OTHER N.A. N.A. N.A.
NUVEEN INSD QUALITY MUNICIPAL OTHER 67062N103 54 3959 SH DEFINED N.A. N.A. N.A.
NUVEEN INSD QUALITY MUNICIPAL OTHER 67062N103 23 1710 SH OTHER N.A. N.A. N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER 67062E103 73 5718 SH DEFINED N.A. N.A. N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER 67062E103 19 1500 SH OTHER N.A. N.A. N.A.
NUVEEN MUNI ADVANTAGE FUND INC OTHER 67062H106 13 1000 SH DEFINED N.A. N.A. N.A.
NUVEEN MUNI MKT OPPORTUNITY FU OTHER 67062W103 195 15505 SH DEFINED N.A. N.A. N.A.
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NUVEEN MUNICIPAL VALUE FUND IN OTHER 670928100 354 41983 SH DEFINED N.A. N.A. N.A.
NUVEEN MUNICIPAL VALUE FUND IN OTHER 670928100 17 2000 SH OTHER N.A. N.A. N.A.
NUVEEN PERFORMANCE PLUS MUN FD OTHER 67062P108 363 30100 SH DEFINED N.A. N.A. N.A.
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VAN KAMPEN CALIFORNIA QUAL MUN OTHER 920920105 15 1000 SH OTHER N.A. N.A. N.A.
VAN KAMPEN MUNICIPAL OPPORTUNI OTHER 920935103 9 670 SH DEFINED N.A. N.A. N.A.
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HANCOCK JOHN INVESTORS TRUST OTHER 410142103 25 1500 SH DEFINED N.A. N.A. N.A.
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MESA OFFSHORE TR OTHER 590650107 0 1000 SH DEFINED 1000 0 0
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CEDAR FAIR L P OTHER 150185106 24 1200 SH OTHER 0 800 400
DORCHESTER HUGOTON LTD DEP RCP OTHER 258205202 16 1600 SH DEFINED 1600 0 0
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SABINE ROYALTY TRUST UNITS BEN OTHER 785688102 59 5000 SH OTHER 5000 0 0
SAN JUAN BASIN RTY TR UNIT BEN OTHER 798241105 57 5700 SH DEFINED 5700 0 0
SAN JUAN BASIN RTY TR UNIT BEN OTHER 798241105 16 1650 SH OTHER 0 1650 0
TEPPCO PARTNERS L P UNIT LTD P OTHER 872384102 67 3000 SH DEFINED 3000 0 0
</TABLE>
