INDEPENDENT BANK CORP /MI/
10-Q, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          50,630
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    214,126
<INVESTMENTS-CARRYING>                          55,311
<INVESTMENTS-MARKET>                            54,048
<LOANS>                                      1,342,064
<ALLOWANCE>                                     13,406
<TOTAL-ASSETS>                               1,772,229
<DEPOSITS>                                   1,370,012
<SHORT-TERM>                                   242,433
<LIABILITIES-OTHER>                             20,739
<LONG-TERM>                                     19,250
                                0
                                          0
<COMMON>                                        11,238
<OTHER-SE>                                     108,557
<TOTAL-LIABILITIES-AND-EQUITY>               1,772,229
<INTEREST-LOAN>                                 58,110
<INTEREST-INVEST>                                8,251
<INTEREST-OTHER>                                   780
<INTEREST-TOTAL>                                67,141
<INTEREST-DEPOSIT>                              24,223
<INTEREST-EXPENSE>                              32,427
<INTEREST-INCOME-NET>                           34,714
<LOAN-LOSSES>                                    1,949
<SECURITIES-GAINS>                                (16)
<EXPENSE-OTHER>                                 29,472
<INCOME-PRETAX>                                 12,261
<INCOME-PRE-EXTRAORDINARY>                      12,261
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     9,122
<EPS-BASIC>                                       0.81
<EPS-DILUTED>                                     0.81
<YIELD-ACTUAL>                                    4.54
<LOANS-NON>                                      4,427
<LOANS-PAST>                                     1,729
<LOANS-TROUBLED>                                   259
<LOANS-PROBLEM>                                  4,100
<ALLOWANCE-OPEN>                                12,985
<CHARGE-OFFS>                                    1,883
<RECOVERIES>                                       355
<ALLOWANCE-CLOSE>                               13,406
<ALLOWANCE-DOMESTIC>                             7,852
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          5,554


</TABLE>


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