GENERAL MOTORS ACCEPTANCE CORP
424B3, 1995-07-26
PERSONAL CREDIT INSTITUTIONS
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Pricing Supplement Dated July 26, 1995                 Rule 424(b)(3)
(To Prospectus Dated February 7, 1995)                 File No. 33-55799

                   GENERAL MOTORS ACCEPTANCE CORPORATION
                     Medium-Term Notes - Floating Rate
____________________________________________________________________________
Agent:                 Bear, Stearns & Co. Inc.
Principal Amount:                  $30,000,000
Agent's Discount
  or Commission:                   $52,500
Net Proceeds to Company:           $29,947,500
Initial Interest Rate:             Reset on the Issue Date (also an Interest
                       Reset Date).
Issue Date:            7/31/95
Maturity Date:         8/01/97
____________________________________________________________________________

Calculation Agent:  GMAC

Interest Calculation:
     /X/  Regular Floating Rate Note
     

     Interest Rate Basis:     / / CD Rate          / / Commercial Paper Rate
                      / / Prime Rate          / / Federal Funds Rate
                      /X/ LIBOR (see below)   / / Treasury Rate
                      / / Other    
                          (see attached)     
                                                

     If LIBOR, Designated LIBOR Page / / Reuters Page: / / or 
        /X/ Telerate Page: 3750
               

Interest Reset Dates:    July 31, 1995 and Each February 1, May 1, August 1,
                         and November 1 commencing November 1, 1995 and ending
                         May 1, 1997.
Interest Payment Dates:  Each February 1, May 1, August 1, and November 1
                         commencing November 1, 1995 and ending August 1, 1997.
Index Maturity:          3 Months
Spread (+/-):       +.125%

Day Count Convention:
     /X/ Actual/360 for the period from  7/31/95 to 8/01/97   
     / / Actual/Actual for the period from  / /   to  / /  
     / / 30/360 for the period from  / /   to  / /  

Redemption:
     /X/ The Notes cannot be redeemed prior to the Stated Maturity Date.
     / / The Notes may be redeemed prior to Stated Maturity Date.
     / / Initial Redemption Date:
         Initial Redemption Percentage: ___%
         Annual Redemption Percentage Reduction:  ___% until Redemption
         Percentage is 100% of the Principal Amount.

Repayment:
     /X/ The Notes cannot be repaid prior to the Maturity Date.
     / / The Notes can be repaid prior to the Maturity Date at the option of
           the holder of the Notes. (See Below)
     / / Optional Repayment Date(s):
           Repayment Price:    %

Currency:
     Specified Currency: U.S. (If other than U.S. dollars, see attached)
     Minimum Denominations: ___________ (Applicable only if Specified
     Currency is other than U.S. dollars)

Original Issue Discount:  / / Yes  /X/ No
     Total Amount of OID:     Yield to Maturity:
     Initial Accrual Period:

Form:  /X/  Book-Entry        / /  Certificated


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