GENERAL MOTORS ACCEPTANCE CORP
424B3, 1999-04-14
PERSONAL CREDIT INSTITUTIONS
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                                                      File No. 333-59551

                          U.S.$10,000,000,000 
                 GENERAL MOTORS ACCEPTANCE CORPORATION 
                            MEDIUM-TERM NOTES
        DUE FROM NINE MONTHS TO THIRTY YEARS FROM DATE OF ISSUE 
 
      General Motors Acceptance Corporation (the "Company") may offer from time 
to time its Medium-Term Notes Due from Nine Months to Thirty Years from Date of 
Issue (the "Notes").  The Notes offered by this Prospectus will be limited to 
up to U.S. $10,000,000,000 aggregate initial offering price or the equivalent 
thereof in other currencies, including composite currencies such as the 
European Currency Unit ("ECU") (the "Specified Currency").  The Notes will be 
offered at varying maturities due from nine months to thirty years from the 
date of issue (the "Issue Date"), as selected by the purchaser and agreed to by 
the Company, and may be subject to redemption at the option of the Company or 
repayment at the option of the holder thereof prior to the maturity date 
thereof (as further defined herein, the "Maturity Date").  Each Note will be 
denominated in U.S. dollars or in the Specified Currency, as set forth in a 
Pricing Supplement (the "Pricing Supplement") to this Prospectus.  See 
"Important Currency Exchange Information" and "Risk Factors-Risks Associated 
With Exchange Rates and Exchange Controls" and "Risk Factors-Judgments."


   SUPPLEMENT NO. 13                       DATED:       April 9, 1999



                                                   INTEREST RATE PER ANNUM
                                                   -----------------------
   RANGE OF FIXED RATE NOTE MATURITIES              SEMI-ANNUAL    ANNUAL
   -----------------------------------              -----------    ------

More than 9 months to less than  12 months             N/Q                
         12 months to less than  18 months             N/Q            N   
         18 months to less than  24 months             N/Q            0   
         24 months to less than  36 months             5.300%             
         36 months to less than  48 months             5 500%         Q   
         48 months to less than  60 months             5.550%         U   
         60 months to less than  72 months             5.600%         O   
         72 months to less than  84 months             5.650%         T   
         84 months to less than  96 months             5.650%         E   
         96 months to less than 108 months             5.650%             
        108 months to less than 120 months             5.650%             
        120 months                                     5.650%             


(continued on following page)
                           ----------------------












<PAGE>2


      The interest rate on each Note will be either a fixed rate established by 
the Company at the Issue Date of such Note (a "Fixed Rate Note"), which may be 
zero in the case of certain Notes issued at a price representing a discount 
from the principal amount payable upon the Maturity Date, or at a floating rate 
as set forth therein and specified in the applicable Pricing Supplement (a 
"Floating Rate Note").  A Fixed Rate Note may pay a level amount in respect of 
both interest and principal amortized over the life of the Note (an "Amortizing 
Note").  See "Description of Notes-Fixed Rate Notes" and "Description of 
Notes-Floating Rate Notes."  The principal amount payable at the Maturity Date 
of, or any interest and premium, if any, on, a Note, or both, may be determined 
by reference to one or more Specified Currencies (a "Currency Indexed Note"), 
or by reference to the price of one or more specified securities or commodities 
or to one or more securities or commodities exchange indices or other indices 
or by other methods (an "Indexed Note," such term to include Currency Indexed 
Notes) as described in the applicable Pricing Supplement.  See "Description of 
Notes-Currency Indexed Notes," "Description of Notes-Other Indexed Notes and 
Certain Terms Applicable to All Indexed Notes" and "Risk Factors-Risks 
Associated With Indexed Notes."

  THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE SECURITIES  
   AND EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION NOR HAS THE
         SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES
             COMMISSION PASSED UPON THE ACCURACY OR ADEQUACY OF
                 THIS PROSPECTUS OR ANY PRICING SUPPLEMENT 
                     HERETO.  ANY REPRESENTATION TO THE
                       CONTRARY IS A CRIMINAL OFFENSE.
                       -------------------------------

            Price to             Agents' Discounts and  Proceeds to
            Public (1)(2)        Commissions (2)(3)     Company (2)(3)(4)  
 Per Note   100.00%               .05% - .60%           99.95% - 99.40%
 Total      U.S.$10,000,000,000  U.S. $5,000,000-       U.S.$9,995,000,000-
                                 U.S.$60,000,000        U.S.$9,940,000,000

(1)   Unless otherwise specified in the applicable Pricing Supplement, Notes 
will be issued at 100% of their principal amount.

(2)   Or the equivalent thereof in the Specified Currency. 

(continued on following page)
                           ----------------------
















<PAGE>3


(3)   The commission payable to Merrill Lynch & Co., Merrill Lynch, Pierce, 
Fenner & Smith Incorporated, Salomon Brothers Inc, Morgan Stanley & Co. 
Incorporated, Lehman Brothers Inc., J. P. Morgan Securities Inc., Bear, 
Stearns & Co. Inc. and Warburg Dillon Read LLC (collectively, "the 
Agents") for each Note sold through such Agent will be computed based 
upon the Price to Public of such Note and will depend on such Note's 
Maturity Date.  The Company also may sell Notes to an Agent, as principal 
for its own account for resale to one or more investors and other 
purchasers at varying prices related to prevailing market prices at the 
time of resale, as determined by such Agent, or if so agreed, at a fixed 
public offering price.  No commission will be payable on any Notes sold 
directly to purchasers by the Company.  The Company has agreed to 
indemnify each Agent against certain liabilities, including liabilities 
under the Securities Act of 1933, as amended.  See "Plan of 
Distribution."

(4)  Before deducting expenses payable by the Company estimated at $3,100,000.

                         ----------------------




                                 Merrill Lynch & Co.
                                Salomon Smith Barney
                             Morgan Stanley Dean Witter
                                  Lehman Brothers
                                 J. P. Morgan & Co.
                               Bear, Stearns & Co. Inc.
                               Warburg Dillon Read LLC

July 29, 1998
 

 
 



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