Pricing Supplement Dated January 28, 2000 Rule 424(b)(3)
(To Prospectus Dated April 22, 1999) File No. 333-76483
GENERAL MOTORS ACCEPTANCE CORPORATION
Medium-Term Notes - Floating Rate
____________________________________________________________________________
Agent: JP Morgan, Morgan Stanley
Principal Amount: $137,200,000.00
Agent's Discount
or Commission: $130,340.00
Net Proceeds to Company: $137,069,660.00
Initial Interest Rate: Reset on the Issue Date (also an Interest
Reset Date).
Issue Date: 01/31/00
Maturity Date: 02/01/02
____________________________________________________________________________
Calculation Agent: GMAC
Interest Calculation:
/X/ Regular Floating Rate Note
Interest Rate Basis: / / CD Rate / / Commercial Paper Rate
/ / Prime Rate / / Federal Funds Rate
/X/ LIBOR (see below) / / Treasury Rate
/ / Other
(see attached)
If LIBOR, Designated LIBOR Page / / Reuters Page: / / or
/X/ Telerate Page: 3750
Interest Reset Dates: Each February 1, May 1, August 1, and November 1.
The first interest reset date will be January 31,2000.
The final reset date will be November 1,2001.
Interest Payment Dates: Each February 1, May 1, August 1, and November 1
commencing May 1, 2000 and ending February 1, 2002.
Index Maturity: 3 Months
Spread (+/-): +.09%
Day Count Convention:
/X/ Actual/360 for the period from 01/31/00 to 02/01/02
/ / Actual/Actual for the period from / / to / /
/ / 30/360 for the period from / / to / /
Redemption:
/X/ The Notes cannot be redeemed prior to the Stated Maturity Date.
/ / The Notes may be redeemed prior to Stated Maturity Date.
/ / Initial Redemption Date:
Initial Redemption Percentage: ___%
Annual Redemption Percentage Reduction: ___% until Redemption
Percentage is 100% of the Principal Amount.
Repayment:
/X/ The Notes cannot be repaid prior to the Maturity Date.
/ / The Notes can be repaid prior to the Maturity Date at the option of
the holder of the Notes. (See Below)
/ / Optional Repayment Date(s):
Repayment Price: %
Currency:
Specified Currency: U.S. (If other than U.S. dollars, see attached)
Minimum Denominations: ___________ (Applicable only if Specified
Currency is other than U.S. dollars)
Original Issue Discount: / / Yes /X/ No
Total Amount of OID: Yield to Maturity:
Initial Accrual Period:
Form: /X/ Book-Entry / / Certificated
Other: / / Principal /X/ Agent
If as principal:
/ / The Notes are being offered at varying prices related to prevailing
market prices at the time of resale.
/ / The Notes are beings offered at a fixed initial public offering
price of XX% of principal amount.
If as agent:
The Notes are being offered at a fixed initial public offering price of
100% of principal amount.
