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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 12b-25
NOTIFICATION OF LATE FILING
SEC FILE NUMBER 1-8069
CUSIP NUMBER 461606105
(Check One): _X_Form 10-K ___Form 20-F
___Form 11-K ___Form 10-Q ___Form N-SAR
For Period Ended: December 31, 1995
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR
For the Transition Period Ended: ___________________
Read Instruction (on back page) Before Preparing Form. Please Print or Type.
Nothing in this form shall be construed to imply that the Commission has
verified any information contained herein.
If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:
PART I - REGISTRANT INFORMATION
Investors Insurance Group, Inc.
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Full Name of Registrant
Gemco National, Inc
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Former Name if Applicable
7200 West Camino Real, Suite 203
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Address of Principle Executive Office (Street and Number)
Boca Raton, Florida 33433
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City, State and Zip Code
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PART II - RULES 12b-25(b) AND (c)
If the subject report could not be filed without unreasonable effort or
expense and the registrant seeks relief pursuant to Rule 12b-25(b), the
following should be completed. (Check box if appropriate)
(a) The reasons described in reasonable detail in Part III of
this form could not be eliminated
without unreasonable effort or expense;
(b) The subject annual report, semi-annual report, transition
__X__ report on Form 10-K, Form 20-F, 11-K or Form N-SAR, or
portion thereof, will be filed on or before the fifteenth
calendar day following the prescribed due date; or the
subject quarterly report of transition report on Form 10-Q,
or portion thereof will be filed on or before the fifth
calendar day following the prescribed due date; and
(c) The accountant's statement or other exhibit required by Rule
12b-25(c) has been attached if applicable.
PART III - NARRATIVE
State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q,
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed time period. (Attach Extra Sheets if Needed)
The Registrant and its independent auditors, BDO Seidman LLP, are still in the
process of accumulating information required for completion of the December
31, 1995 audit of the Registrant. The extension should be adequate for the
accumulation and necessary revisions, if any, of such information.
See also the attached letter of Registrant's independent auditors.
PART IV - OTHER INFORMATION
(1) Name and telephone of person to contact in regard to this notification
Samuel P. Glenn 904 260-6990
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(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 or 15(d) of the
Securities Exchange Act of 1934 or Section 30 of the Investment Company
Act of 1940 during the preceding 12 months or for such shorter period that
the registrant was required to file such report(s) been filed? If
answer is no, identify report(s).
_X_Yes ___No
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(3) Is it anticipated that any significant change in results of operations
from the corresponding period for the last fiscal year will be reflected
by the earnings statements to be included in the subject report or portion
thereof?
___Yes _X_No
If so, attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a
reasonable estimate of the results cannot be made.
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Investors Insurance Group, Inc.
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(Name of Registrant as Specified in Charter)
has caused this notification to be signed on its behalf by the undersigned
hereunto duly authorized.
Date: March 29, 1995 By /s/ Melvin C. Parker
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INSTRUCTION: The form may be signed by an executive officer of the registrant
or by any other duly authorized representative. The name and title of the
person signing the form shall by typed or printed beneath the signature. If
the statement is signed on behalf of the registrant by an authorized
representative (other than an executive officer), evidence of the
representative's authority to sign on behalf of the registrant shall be filed
with the form.
ATTENTION
Intentional misstatements or omissions of fact constitute Federal Criminal
Violations (See 18 U.S.C. 1001).
GENERAL INSTRUCTIONS
1. This form is required by Rule 12b-25 (17 CFR 240.12b-25) of the General
Rules and Regulations under the Securities Act of 1934.
2. One signed original and four conformed copies of this form
and amendments thereto must be completed and filed with the Securities and
Exchange Commission, Washington, D.C. 20549, in accordance with Rule 0-3 of
the General Rules and Regulations under the Act. The information contained
in or filed with the form will be made a matter of public record in the
Commission files.
3. A manually signed copy of the form and amendments thereto shall be filed
with each national securities exchange on which any class of securities of
the registrant is registered.
4. Amendments to the notifications must also be filed on form 12b-25 but need
not restate information that has been correctly furnished. The form shall
be clearly identified as an amended notification.
5. Electronic Filers, This form shall not be used by electronic filers unable
to timely file a report solely due to electronic difficulties. Filers
unable to submit a report within the time period due to difficulties in
electronic filing should comply with either Rule 201 or Rule 202 of
Regulation S-T (232.201 or 232.202 of this chapter) or apply for an
adjustment in filing date pursuant to Rule 13(b) of Regulation S-T
(232.13(b) of this chapter).
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March 25, 1996
Investors Insurance Group, Inc.
3030 Hartey Road
Jacksonville, FL 32257
Gentlemen:
Pursuant to Rule 12b.25 of the General Rules and Regulations under the
Securities and Exchange Act of 1934, we inform you that we have been
furnished a copy of Form 12b.25 to be filed by Investors Insurance Group,
Inc. (the "Company") on or about April 1, 1996, which contains notification
of the registrant's inability to file Form 10-K for the ear ended December
31, 1995 by March 30, 1996. We have read the Company's statements contained
in Part III therein and we agree with the stated reasons as to why we have
been unable to complete our audit and report on the financial statement of
Investors Insurance Group, Inc. for the year ended December 31, 1995 to be
included in Form 10-K.
Very truly yours,
/s/ BDO Seidman, LLP
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BDO Seidman, LLP
