<PAGE> PAGE 1
000 B000000 12/31/98
000 C000000 0000043498
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 GREAT-WEST VARIABLE ANNUITY ACCOUNT A
001 B000000 811-1737
001 C000000 3036896722
002 A000000 8515 E. ORCHARD ROAD
002 B000000 ENGLEWOOD
002 C000000 CO
002 D010000 80111
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 N
007 B000000 0
007 C010100 1
007 C010200 2
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
019 B000000 0
020 A000001 A G EDWARDS & SONS
020 C000001 2
020 A000002 SALOMON SMITH BARNEY INC.
020 C000002 6
020 A000003 INSTINET
020 C000003 3
020 C000004 0
020 C000005 0
020 C000006 0
020 C000007 0
020 C000008 0
020 C000009 0
020 C000010 0
021 000000 11
022 A000001 MERRILL LYNCH CAPITAL MARKETS
022 C000001 3250
022 D000001 125
022 A000002 GENERAL ELECTRIC CAPITAL CO
<PAGE> PAGE 2
022 C000002 523
022 D000002 175
022 A000003 FORD MOTOR CREDIT CO
022 C000003 648
022 D000003 0
022 A000004 INSTINET
022 C000004 403
022 D000004 0
022 A000005 CREDIT SUISSE FIRST BOSTON
022 C000005 368
022 D000005 0
022 A000006 LEHMAN BROTHERS
022 C000006 189
022 D000006 0
022 A000007 ASSOCIATES CORP OF NORTH AMERICA
022 C000007 174
022 D000007 0
022 A000008 SALOMON SMITH BARNEY
022 C000008 66
022 D000008 0
022 C000009 0
022 D000009 0
022 C000010 0
022 D000010 0
023 C000000 5622
023 D000000 300
024 000000 N
025 D000001 0
025 D000002 0
025 D000003 0
025 D000004 0
025 D000005 0
025 D000006 0
025 D000007 0
025 D000008 0
027 000000 Y
028 A010000 6
028 A020000 0
028 A030000 0
028 A040000 10
028 B010000 7
028 B020000 0
028 B030000 0
028 B040000 10
028 C010000 4
028 C020000 0
028 C030000 0
028 C040000 9
028 D010000 4
028 D020000 0
028 D030000 0
<PAGE> PAGE 3
028 D040000 128
028 E010000 5
028 E020000 0
028 E030000 0
028 E040000 42
028 F010000 5
028 F020000 0
028 F030000 0
028 F040000 141
028 G010000 31
028 G020000 0
028 G030000 0
028 G040000 340
028 H000000 0
030 A000000 0
030 B000000 0.00
030 C000000 0.00
031 A000000 0
031 B000000 0
032 000000 0
033 000000 0
035 000000 0
036 B000000 0
038 000000 0
042 A000000 0
042 B000000 0
042 C000000 0
042 D000000 0
042 E000000 0
042 F000000 0
042 G000000 0
042 H000000 0
043 000000 0
044 000000 0
048 000000 0.000
048 A010000 0
048 A020000 0.000
048 B010000 0
048 B020000 0.000
048 C010000 0
048 C020000 0.000
048 D010000 0
048 D020000 0.000
048 E010000 0
048 E020000 0.000
048 F010000 0
048 F020000 0.000
048 G010000 0
048 G020000 0.000
048 H010000 0
048 H020000 0.000
<PAGE> PAGE 4
048 I010000 0
048 I020000 0.000
048 J010000 0
048 J020000 0.000
048 K010000 0
048 K020000 0.000
055 A000000 N
055 B000000 N
056 000000 N
057 000000 N
058 A000000 N
058 B000000 N
058 C000000 N
058 D000000 N
058 E000000 N
059 000000 N
060 A000000 N
060 B000000 N
061 000000 0
062 A000000 N
062 B000000 0.0
062 C000000 0.0
062 D000000 0.0
062 E000000 0.0
062 F000000 0.0
062 G000000 0.0
062 H000000 0.0
062 I000000 0.0
062 J000000 0.0
062 K000000 0.0
062 L000000 0.0
062 M000000 0.0
062 N000000 0.0
062 O000000 0.0
062 P000000 0.0
062 Q000000 0.0
062 R000000 0.0
063 A000000 0
063 B000000 0.0
066 A000000 Y
066 B000000 N
066 C000000 N
066 D000000 N
066 E000000 Y
066 F000000 N
066 G000000 N
067 000000 N
068 A000000 N
068 B000000 N
069 000000 N
070 A010000 N
<PAGE> PAGE 5
070 A020000 N
070 B010000 N
070 B020000 N
070 C010000 N
070 C020000 N
070 D010000 N
070 D020000 N
070 E010000 N
070 E020000 N
070 F010000 N
070 F020000 N
070 G010000 N
070 G020000 N
070 H010000 N
070 H020000 N
070 I010000 N
070 I020000 N
070 J010000 Y
070 J020000 N
070 K010000 Y
070 K020000 N
070 L010000 Y
070 L020000 N
070 M010000 Y
070 M020000 N
070 N010000 N
070 N020000 N
070 O010000 Y
070 O020000 N
070 P010000 N
070 P020000 N
070 Q010000 N
070 Q020000 N
070 R010000 N
070 R020000 N
071 A000000 4035
071 B000000 4643
071 C000000 7769
071 D000000 52
072 A000000 12
072 B000000 25
072 C000000 159
072 D000000 0
072 E000000 0
072 F000000 0
072 G000000 105
072 H000000 0
072 I000000 0
072 J000000 0
072 K000000 0
072 L000000 0
<PAGE> PAGE 6
072 M000000 0
072 N000000 0
072 O000000 0
072 P000000 0
072 Q000000 0
072 R000000 0
072 S000000 0
072 T000000 0
072 U000000 0
072 V000000 0
072 W000000 0
072 X000000 105
072 Y000000 0
072 Z000000 79
072AA000000 393
072BB000000 0
072CC010000 714
072CC020000 0
072DD010000 0
072DD020000 0
072EE000000 0
073 A010000 0.0000
073 A020000 0.0000
073 B000000 0.0000
073 C000000 0.0000
074 A000000 71
074 B000000 0
074 C000000 298
074 D000000 0
074 E000000 0
074 F000000 9191
074 G000000 0
074 H000000 0
074 I000000 0
074 J000000 0
074 K000000 0
074 L000000 17
074 M000000 0
074 N000000 9577
074 O000000 0
074 P000000 21
074 Q000000 0
074 R010000 0
074 R020000 0
074 R030000 0
074 R040000 320
074 S000000 0
074 T000000 9236
074 U010000 775
074 U020000 0
074 V010000 11.91
<PAGE> PAGE 7
074 V020000 0.00
074 W000000 0.0000
074 X000000 159
074 Y000000 0
075 A000000 0
075 B000000 8959
076 000000 0.00
077 A000000 Y
077 B000000 Y
080 A000000 AMERICAN HOME ASSURANCE COMPANY\
080 B000000 CHUBB INSURANCE COMPANY OF CANADA\
080 C000000 65359
081 A000000 Y
081 B000000 50
082 A000000 Y
082 B000000 163
083 A000000 N
083 B000000 0
084 A000000 N
084 B000000 0
085 A000000 N
086 A010000 0
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
SIGNATURE BEVERLY A. BYRNE
TITLE ASST VP&ASSC COUNSEL
Independent Auditors' Report
To the Variable Annuity Account Committee and Participants of Great-West
Variable Annuity Account A:
In planning and performing our audit of the financial statements of the
Great-West Variable Annuity Account A ("Variable Annuity Account A") for the
year ended December 31, 1998, we considered its internal control, including
control activities for safeguarding securities, in order to determine our
auditing procedures for the purpose of expressing our opinion on the financial
statements and to comply with the requirements of Form N-SAR, not to provide
assurance on internal control.
The management of Variable Annuity Account A is responsible for establishing and
maintaining internal control. In fulfilling this responsibility, estimates and
judgments by management are required to assess the expected benefits and related
costs of controls. Generally, controls that are relevant to an audit pertain to
the entity's objective of preparing financial statements for external purposes
that are fairly presented in conformity with generally accepted accounting
principles. Those controls include the safeguarding of assets against
unauthorized acquisition, use or disposition.
Because of inherent limitations in internal control, misstatements due to error
or fraud may occur and not be detected. Also, projections of any evaluation of
internal control to future periods are subject to the risk that it may become
inadequate because of changes in conditions or that the degree of compliance
with policies or procedures may deteriorate.
Our consideration of Variable Annuity Account A's internal control would not
necessarily disclose all matters in the internal control that might be material
weaknesses under standards established by the American Institute of Certified
Public Accountants. A material weakness is a condition in which the design or
operation of one or more of the internal control components does not reduce to a
relatively low level the risk that misstatements caused by error or fraud in
amounts that would be material in relation to the financial statements being
audited may occur and not be detected within a timely period by employees in the
normal course of performing their assigned functions. However, we noted no
matters involving Variable Annuity Account A's internal control and its
operation, including controls for safeguarding securities, that we consider to
be material weaknesses as defined above as of December 31, 1998.
This report is intended solely for the information and use of management, the
Variable Annuity Account Committee, and the Securities and Exchange Commission
and is not intended to be and should not be used by anyone other than these
specified parties.
February 16, 1999
