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<PAGE>
AMERCO (Nevada)
FIRST LEVEL SUBSIDIARY JURISDICTION
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EJOS, Inc. AZ
Japal, Inc. NV
M.V.S., Inc. NV
Pafran, Inc. NV
Sophmar, Inc. NV
Picacho Peak Investments Co. NV
Republic Western Insurance Company AZ
SECOND LEVEL SUBSIDIARIES
-------------------------
Republic Claims Service Co. AZ
Republic Western Syndicate, Inc. NY
North American Fire & Casualty Insurance Co. LA
RWIC Investment, Inc. AZ
THIRD LEVEL SUBSIDIARIES
------------------------
Republic Western Specialty Underwriters, Inc. AZ
Republic Western Insurance Services AZ
FIRST LEVEL SUBSIDIARY
----------------------
Oxford Life Insurance Company AZ
SECOND LEVEL SUBSIDIARIES
-------------------------
Encore Financial, Inc. WI
THIRD LEVEL SUBSIDIARIES
------------------------
Encore Agency, Inc. LA
North American Insurance Company WI
FOURTH LEVEL SUBSIDIARIES
-------------------------
Community Health, Inc. (80% owned) WI
Communiy Health Partners, Inc. (20% owned) IL
FIRST LEVEL SUBSIDIARY
----------------------
Amerco Real Estate Company NV
SECOND LEVEL SUBSIDIARIES
-------------------------
Amerco Real Estate Company of Alabama, Inc AL
Amerco Real Estate Company of Texas, Inc. TX
One PAC Company NV
Two PAC Company NV
Three PAC Company NV
Four PAC Company NV
Five PAC Company NV
Six PAC Company NV
Seven PAC Company NV
Eight PAC Company NV
Nine PAC Company NV
Ten PAC Company NV
Elevan PAC Company NV
Twelve PAC Company NV
Thirteen PAC Company NV
Fourteen PAC Company NV
Fifteen PAC Company NV
Nationwide Commercial Co. AZ
<PAGE>
THIRD LEVEL SUBSIDIARIES JURISDICTION
------------------------ ------------
Yonkers Property Corporation NY
FIRST LEVEL SUBSIDIARY
----------------------
U-Haul International, Inc. NV
SECOND LEVEL SUBSIDIARIES
-------------------------
INW Company WA
A & M Associates, Inc. AZ
U-Haul Business Consultants, Inc. AZ
U-Haul Leasing & Sales Co. NV
U-Haul Self-Storage Corporation NV
U-Haul Co. (Canada) LTD. ON
U-Haul Co. of Alaska AK
U-Haul Co. of Alabama, Inc. AL
U-Haul Co. of Arkansas AR
U-Haul Co. of Arizona AZ
U-Haul Co. of California CA
U-Haul Co. of Colorado CO
U-Haul Co. of Connecticut CT
U-Haul Co. of District of Columbia, Inc. DC
U-Haul Co. of Florida FL
U-Haul Co. of Georgia GA
U-Haul of Hawaii, Inc. HI
U-Haul Co. of Iowa, Inc. IA
U-Haul Co. of Idaho, Inc. ID
U-Haul Co. of Illinois, Inc. IL
U-Haul Co. of Indiana, Inc IN
U-Haul Co. of Kansas, Inc. KS
U-Haul Co. of Kentucky KY
U-Haul Co. of Louisiana LA
U-Haul Co. of Massachusetts, Inc. MA
U-Haul Co. of Maryland, Inc. MD
U-Haul Co. of Maine, Inc. ME
U-Haul Co. of Michigan MI
U-Haul Co. of Minnesota MN
U-Haul Company of Missouri MO
U-Haul Co. of Mississippi MS
U-Haul Co. of Montana, Inc. MT
U-Haul Co. of North Carolina NC
U-Haul Co. of North Dakota ND
U-Haul Co. of Nebraska NE
U-Haul Co. of New Hampshire, Inc. NH
U-Haul Co. of New Jersey, Inc. NJ
U-Haul Co. of New Mexico, Inc. NM
U-Haul Co. of Nevada, Inc. NV
U-Haul Co. of New York, Inc. NY
U-Haul Co. of Ohio OH
U-Haul Co. of Oklahoma, Inc. OK
U-Haul Co. of Oregon OR
U-Haul Co. of Pennsylvania PA
U-Haul Co. of Rhode Island RI
U-Haul Co. of South Carolina, Inc SC
U-Haul Co. of South Dakota, Inc. SD
U-Haul Co. of Tennessee TN
U-Haul Co. of Utah, Inc. UT
U-Haul Co. of Virginia VA
U-Haul Co. of Vermont, Inc. VT
U-Haul Co. of Washington WA
U-Haul Co. of Wisconsin, Inc. WI
U-Haul Co. of West Virginia WV
U-Haul Co. of Wyoming Inc. WY
U-Haul Co. of Texas TX
<PAGE>
THIRD LEVEL SUBSIDIARIES
------------------------
Mover's Club, Inc. TX
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