AMERICAN BANCORPORATION /WV/
10-Q/A, 1996-04-24
STATE COMMERCIAL BANKS
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                      SECURITIES AND EXCHANGE COMMISSION
                          WASHINGTON, D.C.  20549

                                  FORM 8

                      AMENDMENT TO APPLICATION OR REPORT
                 Filed pursuant to Section 12, 13, or 15(d) of
                      THE SECURITIES EXCHANGE ACT OF 1934

                           American Bancorporation
              (Exact name of registrant as specified in charter)

                                AMENDMENT NO. 1
                                     to
                          Form 10-Q March 31, 1995



     The undersigned Registrant hereby amends the following items, financial
statements, exhibits or other portions of its Quarterly Report for the quarter 
ended March 31, 1995 on Form 10-Q as set forth in the pages attached hereto:

     Part II             OTHER INFORMATION
     Item 6              Exhibits, Financial Statement Schedules
                           and Reports on Form 8K
     Exhibit No. 27      Financial Data Schedule

     Pursuant to the requirements of the Securities Exchange Act of 1934, the 
Registrant has duly caused this amendment to be signed on its behalf by the 
undersigned thereunto duly authorized.

                                   American Bancorporation


Date: April 24, 1996                    By: /s/ Brent E. Richmond 
                                           Brent E. Richmond
                                             Secretary; Treasurer;
                                             Chief Financial Officer



<TABLE> <S> <C>

<ARTICLE>  9
<MULTIPLIER>  1
       
<PERIOD-TYPE>                     3-MOS
<FISCAL-YEAR-END>                 DEC-31-1995
<PERIOD-START>                    JAN-01-1995
<PERIOD-END>                      MAR-31-1995
<CASH>                             11,129,137
<INT-BEARING-DEPOSITS>                      0
<FED-FUNDS-SOLD>                    3,971,000
<TRADING-ASSETS>                            0
<INVESTMENTS-HELD-FOR-SALE>         4,693,430
<INVESTMENTS-CARRYING>             75,115,516
<INVESTMENTS-MARKET>               72,910,000
<LOANS>                           239,144,153
<ALLOWANCE>                         3,785,678
<TOTAL-ASSETS>                    348,625,504
<DEPOSITS>                        294,565,060
<SHORT-TERM>                       20,129,973
<LIABILITIES-OTHER>                 6,360,575
<LONG-TERM>                         1,000,000
<COMMON>                            7,824,185
                       0
                                 0
<OTHER-SE>                         18,745,711
<TOTAL-LIABILITIES-AND-EQUITY>    348,625,504
<INTEREST-LOAN>                     5,245,583
<INTEREST-INVEST>                   1,097,193
<INTEREST-OTHER>                       82,480
<INTEREST-TOTAL>                    6,425,256
<INTEREST-DEPOSIT>                  2,278,894
<INTEREST-EXPENSE>                  2,620,419
<INTEREST-INCOME-NET>               3,804,837
<LOAN-LOSSES>                          45,000
<SECURITIES-GAINS>                          0
<EXPENSE-OTHER>                     3,082,298
<INCOME-PRETAX>                     1,058,461
<INCOME-PRE-EXTRAORDINARY>            670,103
<EXTRAORDINARY>                             0
<CHANGES>                                   0
<NET-INCOME>                          670,103
<EPS-PRIMARY>                            0.43
<EPS-DILUTED>                            0.43
<YIELD-ACTUAL>                           0472
<LOANS-NON>                           932,000
<LOANS-PAST>                          414,000
<LOANS-TROUBLED>                      554,000
<LOANS-PROBLEM>                             0
<ALLOWANCE-OPEN>                            0
<CHARGE-OFFS>                               0
<RECOVERIES>                                0
<ALLOWANCE-CLOSE>                           0
<ALLOWANCE-DOMESTIC>                        0
<ALLOWANCE-FOREIGN>                         0
<ALLOWANCE-UNALLOCATED>                     0
        


</TABLE>


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