HARTFORD LIFE INSURANCE CO
497J, 1995-05-12
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May 11, 1995



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Attn: Filing Room

RE:  HARTFORD LIFE INSURANCE COMPANY-
     MODIFIED GUARANTEED ANNUITY - SUPPLEMENTER
     FILE NO. 33-35260

Gentlemen:

In accordance with Rule 497(J), we hereby enclose ten (10) copies of the final
Prospectus dated May 1, 1995 of Hartford Life Insurance Company - Modified
Guaranteed Annuity (Supplementer).

If you have any questions, please feel free to call me at (203) 843-3149.

Very truly yours,

/s/ Josepha M. Summa

Josepha M. Summa
Legal Specialist


jms


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