HARTFORD LIFE INSURANCE CO
497, 1996-03-25
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                       HARTFORD LIFE INSURANCE COMPANY
                     MODIFIED GUARANTEED ANNUITY CONTRACT



SUPPLEMENT DATED DECEMBER 20, 1995 TO THE HARTFORD LIFE INSURANCE COMPANY 
MODIFIED GUARANTEED ANNUITY CONTRACT ("SUPPLEMENTER") PROSPECTUS DATED MAY 1, 
1995



The subsection of the prospectus entitled "The Company" is amended as follows:


Effective October 20, 1995, Hartford Life Insurance Company has an A+ 
(superior) rating from A.M. Best and Company, Inc. on the basis of its 
financial soundness and operating performance.


Effective December 20, 1995, Hartford Fire Insurance Company became an 
independent, publicly traded corporation and is no longer a subsidiary of ITT 
Corporation.




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