<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-2000
<CASH> 473950
<INT-BEARING-DEPOSITS> 199020
<FED-FUNDS-SOLD> 50646
<TRADING-ASSETS> 4101
<INVESTMENTS-HELD-FOR-SALE> 2493066
<INVESTMENTS-CARRYING> 730445
<INVESTMENTS-MARKET> 721617
<LOANS> 10071517
<ALLOWANCE> 246559
<TOTAL-ASSETS> 14294625
<DEPOSITS> 9109146
<SHORT-TERM> 2767445
<LIABILITIES-OTHER> 306461
<LONG-TERM> 902174
0
0
<COMMON> 806
<OTHER-SE> 1208593
<TOTAL-LIABILITIES-AND-EQUITY> 14294625
<INTEREST-LOAN> 400935
<INTEREST-INVEST> 110273
<INTEREST-OTHER> 8289
<INTEREST-TOTAL> 519497
<INTEREST-DEPOSIT> 138995
<INTEREST-EXPENSE> 241383
<INTEREST-INCOME-NET> 278114
<LOAN-LOSSES> 96929
<SECURITIES-GAINS> (233)
<EXPENSE-OTHER> 247981
<INCOME-PRETAX> 70696
<INCOME-PRE-EXTRAORDINARY> 70696
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 46472
<EPS-BASIC> 0.58
<EPS-DILUTED> 0.58
<YIELD-ACTUAL> 4.28
<LOANS-NON> 194483
<LOANS-PAST> 16970
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 194205
<CHARGE-OFFS> 52601
<RECOVERIES> 8410
<ALLOWANCE-CLOSE> 246559
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>