PACIFIC CENTURY FINANCIAL CORP
8-K, 2000-11-06
STATE COMMERCIAL BANKS
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<PAGE>

                             U N I T E D S T A T E S

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D. C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                  Date of Report
            (Date of earliest event reported)        November 3, 2000
                                                     ----------------



                      PACIFIC CENTURY FINANCIAL CORPORATION
     ---------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


                  Delaware              1-6887              99-0148992
          ----------------------      ------------      -----------------
         (State of Incorporation)     (Commission          (IRS Employer
                                      File Number)      Identification No.)




             130 Merchant Street, Honolulu, Hawaii           96813
             ----------------------------------------     ------------
             (Address of principal executive offices)      (Zip Code)


              (Registrant's telephone number,
                     including area code)           (888) 643-3888
                                                    --------------


                                       -1-
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Item 5.   Other Events

                (a)  Exhibit 99.1

                       Press Release


SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Date: November 3, 2000              PACIFIC CENTURY FINANCIAL
      ----------------                     CORPORATION


                                    /s/ RICHARD J. DAHL
                                    -------------------------------------
                                         (Signature)

                                    Richard J. Dahl
                                    President and Chief Operating Officer





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