<PAGE>
Rule 424(b)(3)
File No. 333-58723
Pricing Supplement No. 12 Dated: February 1, 1999
(To Prospectus dated July 17, 1998
Prospectus Supplement dated August 28, 1998)
U.S.$5,000,000,000
Heller Financial, Inc.
Medium-Term Notes, Series I
(Registered Notes-Fixed Rate)
Due From Nine Months to Thirty Years From Date of Issue
Principal Amount: $130,000,000 Issue Price: 100%
Original Issue Date: February 4, 1999 Stated Maturity Date: February 5, 2001
Form: [X] Book-Entry [ ] Certificated
Depositary: Depository Trust Company
Specified Currency: U.S. Dollars
(If other than U.S. Dollars, see attached)
Option to Receive Payments in Specified Currency: [ ] Yes [ ] No
(Applicable only if Specified Currency is other than U.S. Dollars)
Authorized Denominations:
(Applicable only if Specified Currency is other than U.S. Dollars)
Base Rate: [] Commercial Paper Rate [] LIBOR [] Treasury Rate
[] Federal Funds Rate [] Prime Rate [X] Other: Fixed
Interest Reset Period: N/A
Interest Payment Period: Semi-Annual
Interest Reset Dates: (If other than as specified in the Prospectus Supplement):
N/A
Interest Payment Dates: (If other than as specified in the Prospectus
Supplement): The 5th day of February and August, beginning August 5, 1999 up to
and including the Stated Maturity Date.
Interest Determination Date(s): N/A
Initial Interest Rate: 5.48%
<PAGE>
Index Maturity: N/A
Day Count Convention: 30/360
Maximum Interest Rate: N/A Minimum Interest Rate: N/A
Spread (+/-): N/A Spread Multiplier: N/A
Optional Redemption: [ ] Yes [X] No
Initial Redemption Date:
The Redemption Price shall initially be % of the principal amount of the
Note to be redeemed and shall decline at each anniversary of the Initial
Redemption Date by % of the principal amount to be redeemed until the
Redemption Price is 100% of such principal amount.
Optional Repayment: [ ] Yes [X] No
Optional Repayment Dates:
Optional Repayment Prices:
Repayment Provisions:
(If other than as specified in the Prospectus Supplement)
Discount Note: [ ] Yes [X] No
Total Amount of OID:
Yield to Maturity:
Initial Accrual Period OID:
Calculation Agent: Heller Financial, Inc.
Exchange Rate Agent: N/A
Recognized Foreign Exchange Dealers: N/A
Discount or Commission: .094%
Other Provisions: a) AMOUNT ISSUED TO DATE, PRIOR TO PRICING SUPPLEMENT
NO. 12 UNDER MTN-SERIES I PROGRAM: $902,000,000.00
b) CUSIP #42333HKW1
Agent: Lehman Brothers, Inc. Salomon Smith Barney
Three World Financial Center Seven World Trade Center
12th Floor New York, New York 10048
New York, New York 10285
2
<PAGE>
Rule 424(b)(3)
File No. 333-58723
Pricing Supplement No. 13 Dated: February 1, 1999
(To Prospectus dated July 17, 1998
Prospectus Supplement dated August 28, 1998)
U.S.$5,000,000,000
Heller Financial, Inc.
Medium-Term Notes, Series I
(Registered Notes-Floating Rate)
Due From Nine Months to Thirty Years From Date of Issue
Principal Amount: $50,000,000 Issue Price: 99.81%
Original Issue Date: February 4, 1999 Stated Maturity Date: February 2, 2001
Form: [X] Book-Entry [ ] Certificated
Depositary: Depository Trust Company
Specified Currency: U.S. Dollars
(If other than U.S. Dollars, see attached)
Option to Receive Payments in Specified Currency: [ ] Yes [ ] No
(Applicable only if Specified Currency is other than U.S. Dollars)
Authorized Denominations:
(Applicable only if Specified Currency is other than U.S. Dollars)
Base Rate: [] Commercial Paper Rate [X] LIBOR [] Treasury Rate
[] Federal Funds Rate [] Prime Rate [] Other:
Interest Reset Period: Quarterly
Interest Payment Period: Quarterly
Interest Reset Dates: (If other than as specified in the Prospectus Supplement):
The 2nd day of February, May, August and November, beginning May 4, 1999 up to
but excluding the Stated Maturity Date.
Interest Payment Dates: (If other than as specified in the Prospectus
Supplement): The 2nd day of February, May, August and November, beginning May 4,
1999 up to and including the Stated Maturity Date.
<PAGE>
Interest Determination Date(s): Two London Banking Days prior to each Interest
Reset Date
Initial Interest Rate: 5.22359%
Index Maturity: 3 Month Libor
Day Count Convention: Act/360
Maximum Interest Rate: N/A Minimum Interest Rate: N/A
Spread (+/-): +.25% Spread Multiplier: N/A
Optional Redemption: [ ] Yes [X] No
Initial Redemption Date:
The Redemption Price shall initially be % of the principal amount of the
Note to be redeemed and shall decline at each anniversary of the Initial
Redemption Date by % of the principal amount to be redeemed until the
Redemption Price is 100% of such principal amount.
Optional Repayment: [ ] Yes [X] No
Optional Repayment Dates:
Optional Repayment Prices:
Repayment Provisions:
(If other than as specified in the Prospectus Supplement)
Discount Note: [ ] Yes [X] No
Total Amount of OID:
Yield to Maturity:
Initial Accrual Period OID:
Calculation Agent: Heller Financial, Inc.
Exchange Rate Agent: N/A
Recognized Foreign Exchange Dealers: N/A
Discount or Commission: .095%
Other Provisions: a) AMOUNT ISSUED TO DATE, PRIOR TO PRICING SUPPLEMENT
NO. 13 UNDER MTN-SERIES I PROGRAM:
$1,032,000,000.00
b) CUSIP #42333HKX9
Agent: Merrill Lynch & Co.
250 Vesey Street
New York, NY 10281
2
<PAGE>
Rule 424(b)(3)
File No. 333-58723
Pricing Supplement No. 14 Dated: February 1, 1999
(To Prospectus dated July 17, 1998
Prospectus Supplement dated August 28, 1998)
U.S.$5,000,000,000
Heller Financial, Inc.
Medium-Term Notes, Series I
(Registered Notes-Floating Rate)
Due From Nine Months to Thirty Years From Date of Issue
Principal Amount: $150,000,000 Issue Price: 100.00%
Original Issue Date: February 5, 1999 Stated Maturity Date: February 5, 2001
Form: [X] Book-Entry [ ] Certificated
Depositary: Depository Trust Company
Specified Currency: U.S. Dollars
(If other than U.S. Dollars, see attached)
Option to Receive Payments in Specified Currency: [ ] Yes [ ] No
(Applicable only if Specified Currency is other than U.S. Dollars)
Authorized Denominations:
(Applicable only if Specified Currency is other than U.S. Dollars)
Base Rate: [] Commercial Paper Rate [X] LIBOR [] Treasury Rate
[] Federal Funds Rate [] Prime Rate [] Other:
Interest Reset Period: Quarterly
Interest Payment Period: Quarterly
Interest Reset Dates: (If other than as specified in the Prospectus Supplement):
The 5th day of February, May, August and November, beginning May 5, 1999 up to
but excluding the Stated Maturity Date.
Interest Payment Dates: (If other than as specified in the Prospectus
Supplement): The 5th day of February, May, August and November, beginning May 5,
1999 up to and including the Stated Maturity Date.
Interest Determination Date(s): Two London Banking Days prior to each Interest
Reset Date
<PAGE>
Initial Interest Rate: 5.32344%
Index Maturity: 3 Month Libor
Day Count Convention: Act/360
Maximum Interest Rate: N/A Minimum Interest Rate: N/A
Spread (+/-): +.35% Spread Multiplier: N/A
Optional Redemption: [ ] Yes [X] No
Initial Redemption Date:
The Redemption Price shall initially be % of the principal amount of the
Note to be redeemed and shall decline at each anniversary of the Initial
Redemption Date by % of the principal amount to be redeemed until the
Redemption Price is 100% of such principal amount.
Optional Repayment: [ ] Yes [X] No
Optional Repayment Dates:
Optional Repayment Prices:
Repayment Provisions:
(If other than as specified in the Prospectus Supplement)
Discount Note: [ ] Yes [X] No
Total Amount of OID:
Yield to Maturity:
Initial Accrual Period OID:
Calculation Agent: Heller Financial, Inc.
Exchange Rate Agent: N/A
Recognized Foreign Exchange Dealers: N/A
Discount or Commission: .09523%
Other Provisions: a) AMOUNT ISSUED TO DATE, PRIOR TO PRICING SUPPLEMENT
NO. 14 UNDER MTN-SERIES I PROGRAM:
$1,082,000,000.00
b) CUSIP #42333HKY7
Agent: Chase Securities Inc.
270 Park Avenue
New York, New York 10017
2
