HOME BENEFICIAL CORP
SC 13G/A, 1997-08-08
LIFE INSURANCE
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                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D. C. 20549

                                  Schedule 13G

                   Under the Securities Exchange Act of 1934
                            (Amendment No. 2      )*

                             HOME BEN CORP. CLASS B
                                  Common Stock
                                   437052202



Check the following box if a fee is being paid with their statement[ ]. (A fee
is not required only if the filing person: (1) has a previous statement on file
reporting beneficial ownership of more than five percent of the class of
securities described in item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of  five percent or less of such class.)
(See rule 13d-7.)

*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of their cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes.)








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     CUSIP No.437052202                                          PAGE 2 of  4

1.    NAME OF REPORTING PERSON
     S.S. or I.R.S. Identification No. of Above Person
  
         First Chicago NBD Corporation   38-1984850*
2.    CHECK THE APPROPRIATE  BOX OF A MEMBER IF A GROUP* (A)[  ] (B)[ X ]

3.    SEC USE ONLY

4.    CITIZENSHIP OR PLACE OF ORGANIZATION

      Delaware

 NUMBER OF               5. SOLE VOTING POWER

  SHARES                    -0-

BENEFICIALLY             6. SHARED VOTING POWER

  OWNED BY                  -0-

   EACH                  7. SOLE DISPOSITIVE POWER

 REPORTING                  -0-

PERSON WITH              8. SHARED DISPOSITIVE POWER
                            -0-

9.      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
                            -0-
10.     CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES

11.     PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
                            -0-
12.     TYPE OF REPORTING PERSON*
        *Unless otherwise disclosed herein, all holdings of the Reporting Person
         are indirect through one or more subsidiaries.
     HC CO

sec 1745 (6-80)   SEE INSTRUCTION BEFORE FILLING OUT!





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SEC 13G                                                 PAGE 3  of  4

SECURITIES AND EXCHANGE COMMISSION

SCHEDULE 13G Amendment No. 2


ITEM 1(a)   NAME OF ISSUER:
            Home Ben Corp

ITEM 1(b)   ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
            P.O. Box 27572
            Richmond VA  23261

ITEM 2(a)   NAME OF PERSON FILING:

            First Chicago NBD Corporation. ("FCN")
ITEM 2(b)   ADDRESS OF PRINCIPAL BUSINESS OFFICES:
            One First National Plaza
            Chicago, Illinois   60670

ITEM 2(c)   CITIZENSHIP
            Delaware

ITEM 2(d)   TITLE OF CLASS OF SECURITIES:
            Common Stock

ITEM 2(e)   CUSIP NO.:
            437052202

ITEM 3      TYPE OF PERSON FILING:
            (g) FCN is a Parent Holding Company in accordance with 
            240.13d-1(b)(ii)(g).

ITEM 4      OWNERSHIP:
        The shares listed below were held in a fiduciary capacity by one or more
        subsidiaries of First Chicago NBD Corporation as of July 31, 1997
             A.) Amount Beneficially owned:    -0-
             B.) Percent of Class:   -0-
             C.) Number of shares to which the subject Holding Company has 
                 directly or through its subsidiaries:
                 1.) Sole power to vote or direct the vote:  -0- 
                 2.) Shared power to vote or to direct the vote: -0-
                 3.) Sole power to dispose or to direct the disposition of: -0-
                 4.) Shares power to dispose or to direct the disposition 
                     of :  -0-








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                                                            Page 4 of  4

ITEM 5   OWNERSHIP OF  5 PERCENT OR LESS OF  A CLASS:
         If this statement is being filed to report the fact that as of the date
         hereof the Reporting Person has ceased to be the beneficial owner of 
         more than 5 percent of securities, check the following[X  ].

ITEM 6   OWNERSHIP OF MORE THAN 5 PERCENT ON BEHALF OF ANOTHER PERSON:
         Not Applicable

ITEM 7   IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
         THE SECURITY BEING  REPORTED ON BY THE PARENT HOLDING COMPANY: 
         SEE ITEM 3

ITEM 8   IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP:
         Not Applicable

ITEM 9   NOTICE OF DISSOLUTION OF GROUP:  NOT APPLICABLE

ITEM 10  CERTIFICATION:  By signing below I certify that to the best of my
         knowledge and belief,  the securities referred above were acquired in 
         the ordinary course of business and were not acquired for the purpose 
         of and do not have the effect of changing or influencing the control 
         of the issuer of such securities and were not acquired in connection 
         with or as a participant in any transaction having such purpose or 
         effect.

         Signature: After reasonable inquiry and to the best of my knowledge and
         belief, I certify that the information set forth in this statement is 
         true, complete and correct.

Dated:   August 07, 1997

                                                   /s/ Daniel T. Lis
                                                   ----------------------------
                                                   Daniel T. Lis
                                                   Assistant Secretary
                                                   First Chicago NBD Corporation
                                                   (313) 225-3154







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