HOUSEHOLD FINANCE CORP
424B2, 1994-02-07
PERSONAL CREDIT INSTITUTIONS
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                                         Registration No. 33-51451
                                             Rule 424 (b)(2)

PRICING SUPPLEMENT No. 12 Dated February 2, 1994 (To Prospectus
dated December 30, 1993)

                         $2,000,000,000

     H O U S E H O L D  F I N A N C E  C O R P O R A T I O N

                        Medium Term Notes

           Due Nine Months or More from Date of Issue
                 ______________________________

Principal Amount: $25,000,000 

Price to Public:    100%      Proceeds to HFC:    $24,975,000

Stated Maturity: February 9, 1996

Maximum Rate:  Not Applicable    Minimum Rate:  0.00%

Redeemable On:  Not Applicable

Initial Interest Rate:  3.67%

Interest Rate Basis:  Prime Rate 

Spread or Spread Multiplier:  Minus 2.33% (-233 basis points).

Interest Payment Dates:   On the 9th day of February, May, August
     and November, commencing May 9, 1994, and on the Stated
     Maturity.   

Record Dates:  The date fifteen (15) calendar days (whether or not
     a Business Day) prior to each Interest Payment Date or the
     Stated Maturity, as the case may be.

Interest Reset Date:  Each Business Day, to but excluding the 
     Stated Maturity, except that the Interest Rate in effect two
     Business Days before an Interest Payment Date or the Stated
     Maturity shall be the Interest Rate to but excluding said
     Interest Payment Date or the Stated Maturity Date, as the case
     may be.

Interest Determination Date:  The Business Day preceding each
     Interest Reset Date. 

Index Maturity:  One Business Day.

Calculation Agent:  CS First Boston Corporation

Agent's Discount or Commission:  .10%

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