Registration No. 33-55561
                                             Rule 424 (b)(2)


PRICING SUPPLEMENT No. 12 Dated January 10, 1995 (To Prospectus
dated September 23, 1994)

                         $2,500,000,000

     H O U S E H O L D  F I N A N C E  C O R P O R A T I O N

                        Medium Term Notes

           Due Nine Months or More from Date of Issue


                        ________________




Principal Amount:  $20,000,000          

Issue Date:        January 18, 1995     

Stated Maturity:   January 18, 2000    

Redeemable On or After:  Not applicable.

Interest Rate:     8.35% 

Agent:             Bear Stearns & Co. Incorporated

Agent's Discount or Commission:  .129% 










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