HOUSEHOLD FINANCE CORP
424B2, 1996-08-08
PERSONAL CREDIT INSTITUTIONS
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                                    Registration No. 333-02161
                                                Rule 424(b)(2)
 
PRICING SUPPLEMENT No.  39  Dated August 6, 1996 (To Prospectus
dated April 10, 1996)

                          $3,000,000,000
                  HOUSEHOLD  FINANCE  CORPORATION
                         Medium Term Notes
            Due Nine Months or More from Date of Issue

Principal Amount:  $50,000,000

Price to Public:   100%        Proceeds to HFC:  99.906%

Issue Date:  August 9, 1996   Stated Maturity:  August 10, 1998

Redeemable On or After:        Not Applicable

Interest Rate Basis:           Treasury Rate 

Spread or Spread Multiplier:   Plus .40%  (+ 40 bps)

Interest Payment Dates:   On the second Tuesday of February, May,
     August, and November, commencing November 12, 1996 and the
     Stated Maturity. If said day is not a Business Day, payments
     shall be made on the next succeeding Business Day.

Regular Record Date:  The date fifteen (15) calendar days (whether
     or not a Business Day) prior to each Interest Payment Date or
     the Stated Maturity, as the case may be.

Interest Determination Date:   Each week, on the day following each
     auction of 91-day Treasury Bills.

Index Maturity:      Ninety-One (91) Days

Day Count:           Actual/365

Agents:             Merrill Lynch & Co., as Principal

Agent's Discount 
  or Commission:     0.094%


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