HOUSEHOLD FINANCE CORP
424B2, 1996-05-23
PERSONAL CREDIT INSTITUTIONS
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                                    Registration No. 333-02161
                                                Rule 424(b)(2)

 
PRICING SUPPLEMENT No.  12  Dated  May 22, 1996 (To Prospectus
dated April 10, 1996)

                          $3,000,000,000
                  HOUSEHOLD  FINANCE  CORPORATION
                         Medium Term Notes
            Due Nine Months or More from Date of Issue


Principal Amount:    $100,000,000

Price to Public:     100%             Proceeds to HFC:   100%

Issue Date:    May 28, 1996    Stated Maturity:  May 28, 1999 

Redeemable On or After:   Not Applicable

Initial Interest Rate:    To be determined on  May 24, 1996

Interest Rate Basis:      Effective Federal Funds Rate reference
                          Telerate Page 120.

Spread or Spread Multiplier:   Plus .32%  (+ 32 bps)

Interest Payment Dates:   On the 28th of February, May, August, and
     November of each year, commencing August 28, 1996 and the
     Stated Maturity. If said day is not a Business Day, payments
     shall be made on the next succeeding Business Day.

Regular Record Date:      The date fifteen (15) calendar days 
     (whether or not a Business Day) prior to each Interest Payment
     Date or the Stated Maturity, as the case may be.

Interest Determination Date:   On the Business Day prior to each 
     Interest Reset Date.

Interest Reset Date:      On each Business Day, except that the 
     Interest Rate in effect for the two Business Days before an
     Interest Payment Date or the Stated Maturity Date shall be the
     Interest Rate in effect on the second Business Day prior to
     said Interest Payment Date or Stated Maturity Date, as the
     case may be.

Index Maturity:      Daily

Agent:               Not applicable.

Settlement:          DTC #2669

U:\law\tr\mtn\supp.12


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