Registration No. 333-59453
Rule 424 (b)(2)
PRICING SUPPLEMENT No. 12 Dated October 7, 1998 (To Prospectus
dated July 28, 1998)
$5,000,000,000
H O U S E H O L D F I N A N C E C O R P O R A T I O N
Medium Term Notes
Due Nine Months or More from Date of Issue
________________
Principal Amount: $75,000,000
Price to Public: 100% Proceeds to HFC: 99.90%
Issue Date: October 14, 1998
Stated Maturity: October 14, 1999
Redeemable On or After: Not Applicable.
Initial Interest Rate: To be determined on October 12, 1998.
Interest Rate Basis: LIBOR Telerate.
Spread or Spread Multiplier: Plus .10% (+ 10 basis points).
Interest Payment Dates: On the 14th of each month of each year,
commencing November 14, 1998, and the Stated Maturity. If
said day is not a Business Day, payments shall be made on the
next succeeding Business Day.
Regular Record Date: The date fifteen (15) calendar days (whether
or not a Business Day) prior to each Interest Payment Date or
the Stated Maturity, as the case may be.
Interest Reset Date: On each Interest Payment Date.
Interest Determination Date: On the second London Business Day
prior to each Interest Payment Date.
Index Maturity: One month.
Agent: Merrill Lynch & Co., as Principal
Agent's Discount or Commission: .10%
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