<PAGE> 1
Registration No. 333-59453
Rule 424(b)(2)
PRICING SUPPLEMENT No. 31 Dated October 22, 1999 (To Prospectus
dated July 28, 1998)
$5,000,000,000
H O U S E H O L D F I N A N C E C O R P O R A T I O N
Medium Term Notes
Due Nine Months or More from Date of Issue
Principal Amount: $20,000,000
Price to Public: 100% Proceeds to HFC: 99.917%
Issue Date: October 27, 1999 Stated Maturity: October 28, 2002
Redeemable On or After: Not Applicable
Initial Interest Rate: To be determined on October 26, 1999
Interest Rate Basis: Federal Funds Rate.
Spread or Spread Multiplier: Plus .56% (+ 56 basis points)
Interest Payment Dates: On the 28th of January, April, July and
October of each year, commencing January 28, 2000, and the
Stated Maturity. If said day is not a Business Day, payments
shall be made on the next succeeding Business Day.
Regular Record Date: The date fifteen (15) calendar days (whether
or not a Business Day) prior to each Interest Payment Date or
the Stated Maturity, as the case may be.
Interest Determination Date: On the Business Day prior to each
Interest Reset Date.
Interest Reset Date: On each Business Day, except that the
Interest Rate in effect for the two Business
Days before an Interest Payment Date or the Stated Maturity
Date shall be the Interest Rate in effect on the second
Business Day prior to said Interest Payment Date or Stated
Maturity Date, as the case may be.
Index Maturity: Daily.
Agent: Morgan Stanley Dean Witter
Agent's Discount or Commission: .083%
i:\3NLAW\LAW\TR\MTN\MTN99-31
