Registration No. 333-82119
Rule 424(b)(2)
PRICING SUPPLEMENT No. 31 Dated October 26, 2000
(To Prospectus dated July 22, 1999)
$7,500,000,000
H O U S E H O L D F I N A N C E C O R P O R A T I O N
Medium Term Notes
Due Nine Months or More from Date of Issue
Principal Amount: $280,000,000
Price to Public: 100% Proceeds to HFC: 99.943%
Issue Date: November 1, 2000 Stated Maturity:
November 1, 2002
Redeemable On or After: Not Applicable
Initial Interest Rate: To be determined on October 30, 2000.
Interest Rate Basis: LIBOR Telerate.
Spread or Spread Multiplier: Plus .22% (+ 22 basis points)
Interest Payment Dates: On the 1st of February, May, August and
November of each year, commencing February 1, 2001, and the
Stated Maturity. If said day is not a Business day, such interest
payment date shall be postponed to the next succeeding Business
Day except if such day falls in the next calendar month, such
Interest Payment Date will be the immediately proceeding day that
is a Business Day.
Regular Record Date: The date fifteen (15) calendar days (whether or
not a Business Day) prior to each Interest Payment Date.
Interest Reset Date: On each Interest Payment Date.
Interest Determination Date: On the Second London Business Day prior
to each Interest Payment Date.
Index Maturity: Three months.
Agent: Merrill Lynch & Co. - $250,000,000
Morgan Stanley Dean Witter - $20,000,000
Banc One Capital Markets, Inc. - $10,000,000
Agent's Discount or Commission: .057%
