Registration No. 333-82119
Rule 424(b)(2)
PRICING SUPPLEMENT No. 22 Dated August 1, 2000
(To Prospectus dated July 22, 1999)
$7,500,000,000
H O U S E H O L D F I N A N C E C O R P O R A T I O N
Medium Term Notes
Due Nine Months or More from Date of Issue
Principal Amount: $780,500,000
Price to Public: 100% Proceeds to HFC: 99.918%
Issue Date: August 7, 2000 Stated Maturity: August 7, 2003
Redeemable On or After: Not Applicable
Initial Interest Rate: To be determined on August 3, 2000
Interest Rate Basis: LIBOR Telerate.
Spread or Spread Multiplier: Plus .35% ( + 35 basis points)
Interest Payment Dates: On the 7th of November, February, May
and August of each year, commencing November 7, 2000, and the
Stated Maturity. If said day is not a Business day, such
interest payment date shall be postponed to the next succeeding
Business Day except if such day falls in the next calendar month,
such Interest Payment Date will be the immediately proceeding day
that is a Business Day.
Regular Record Date: The date fifteen (15) calendar days (whether
or not a Business Day) prior to each Interest Payment Date or
the Stated Maturity, as the case may be.
Interest Reset Date: On each Interest Payment Date.
Interest Determination Date: On the Second London Business Day
prior to each Interest Payment Date.
Index Maturity: Three months.
Agent: Merrill Lynch & Co. - $37,000,000
Prudential Securities,Inc. - $100,000,000
UBS Warburg LLC - $7,000,000
Bear, Stearns & Co. -$75,000,000
Morgan Stanley Dean Witter - $156,500,000
J.P. Morgan Securities Inc. - $250,000,000
Credit Suisse First Boston Corp. - $115,000,000
The Williams Capital Group, L.P. - $40,000,000
Agent's Discount or Commission: .082%