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Registration No. 333-82119
Rule 424(b)(2)
PRICING SUPPLEMENT No. 4 Dated March 22, 2000 (To Prospectus
dated July 22, 1999)
$7,500,000,000
H O U S E H O L D F I N A N C E C O R P O R A T I O N
Medium Term Notes
Due Nine Months or More from Date of Issue
Principal Amount: $850,000,000
Price to Public: 100% Proceeds to HFC: 99.90%
Issue Date: March 27, 2000 Stated Maturity:
March 27, 2002
Redeemable On or After: Not Applicable
Initial Interest Rate: To be determined on March 23, 2000
Interest Rate Basis: LIBOR Telerate.
Spread or Spread Multiplier: Plus .15% (+ 15 basis points)
Interest Payment Dates: On the 27th of June, September, December,
March of each year, commencing June 27, 2000, and the Stated
Maturity.
Regular Record Date: The date fifteen (15) calendar days (whether
or not a Business Day) prior to each Interest Payment Date or
the Stated Maturity, as the case may be.
Interest Reset Date: On each Interest Payment Date.
Interest Determination Date: On the second London Business Day
prior to each Interest Payment Date.
Index Maturity: Three months.
Agent: See "Underwriting".
Agent's Discount or Commission: See "Underwriting".
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UNDERWRITING
Merrill Lynch & Co., Merrill Lynch, Pierce, Fenner & Smith
Incorporated, Morgan Stanley & Co. Incorporated and Warburg Dillon
Read LLC (the "Underwriters"), are acting as principals in the sale
of the Notes.
Subject to the terms and conditions set forth in a Terms Agreement
dated March 22, 2000 (the "Terms Agreement"), between the Company
and the Underwriters, and a Distribution Agreement dated July 22,
1999 between the Company and the Underwriters, the Company has
agreed to sell to each of the Underwriters, and each of the
Underwriters has severally agreed to purchase, at a price equal to
99.9% of the principal amount thereof, the principal amount of
Notes set forth opposite its name below:
Underwriter Principal Amount
of the Notes
Merrill Lynch, Pierce, Fenner $283,390,000
& Smith
Incorporated
Morgan Stanley & Co. 283,305,000
Incorporated
Warburg Dillon Read LLC 283,305,000
Total $850,000,000
Under the terms and conditions of the Terms Agreement, the
Underwriters are committed to take and pay for all of the Notes, if
any are taken.
The Underwriters may effect transactions by selling the Notes to or
through dealers, and such dealers may receive compensation in the
form of underwriting discounts, concessions or commissions from the
Underwriters and/or the purchasers of the Notes for whom they may
act as agent. In connection with the sale of the Notes, the
Underwriters may be deemed to have received compensation from the
Company in the form of underwriting discounts, and the Underwriters
may also receive commissions from the purchasers of the Notes for
whom they may act as agent. The Underwriters and any dealers that
participate with the Underwriters in the distribution of the Notes
may be deemed to be underwriters, and any discounts or commissions
received by them and any profit on the resale of the Notes by them
may be deemed to be underwriting discounts or commissions.
The Notes are a new issue of securities with no established trading
market. The Company currently has no intention to list the Notes
on any securities exchange. The Company has been advised by the
Underwriters that they intend to make a market in the Notes but are
not obligated to do so and may discontinue any market making at any
time without notice. No assurance can be given as to the liquidity
of the trading market for the Notes.
The Company has agreed to indemnify the Underwriters against
certain liabilities, including liabilities under the Securities Act
of 1933, as amended.
