<TABLE> <S> <C>


<ARTICLE>                     5
<LEGEND>
THE FOLLOWING SUMMARY FINANCIAL INFORMATION OF THE COMPANY
AND ITS SUBSIDIARIES IS QUALIFIED IN ITS ENTIRETY BY THE DETAILED
INFORMATION AND FINANCIAL STATEMENTS PREVIOUSLY FILED WITH
THE SECURITIES & EXCHANGE COMMISSION.
</LEGEND>
<MULTIPLIER>                                   1,000

<S>                                <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-END>                                   SEP-30-2000
<CASH>                                         132,300
<SECURITIES>                                   3,745,700
<RECEIVABLES>                                  47,294,600
<ALLOWANCES>                                   2,309,500
<INVENTORY>                                    0
<CURRENT-ASSETS>                               0<F1>
<PP&E>                                         1,137,700
<DEPRECIATION>                                 774,300
<TOTAL-ASSETS>                                 56,164,100
<CURRENT-LIABILITIES>                          0<F1>
<BONDS>                                        38,047,700
                          0
                                    0
<COMMON>                                       1
<OTHER-SE>                                     6,984,100
<TOTAL-LIABILITY-AND-EQUITY>                   56,164,100
<SALES>                                        0
<TOTAL-REVENUES>                               6,034,100
<CGS>                                          0
<TOTAL-COSTS>                                  1,609,000
<OTHER-EXPENSES>                               0
<LOSS-PROVISION>                               1,133,300
<INTEREST-EXPENSE>                             2,043,300
<INCOME-PRETAX>                                1,248,500
<INCOME-TAX>                                   434,300
<INCOME-CONTINUING>                            814,200
<DISCONTINUED>                                 0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   814,200
<EPS-BASIC>                                    0
<EPS-DILUTED>                                  0
<FN>
<F1> FINANCIAL STATEMENTS OF THE COMOPANY WERE PREPARED IN
ACCORDANCE WITH FINANCIAL INSTITUTION INDUSTRY STANDARDS.
ACCORDINGLY, THE COMPANY'S BALANCE SHEETS WERE NON-
CLASSIFIED.
</FN>


</TABLE>



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