<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains restated summary financial information extracted from the
June 30, 1999 consolidated financial statements and management's discussion and
analysis of financial condition and results of operations contained in this Form
10-Q and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> JUN-30-1999
<CASH> 7,604
<INT-BEARING-DEPOSITS> 1,873
<FED-FUNDS-SOLD> 6,278
<TRADING-ASSETS> 5,172
<INVESTMENTS-HELD-FOR-SALE> 22,963
<INVESTMENTS-CARRYING> 1,321
<INVESTMENTS-MARKET> 1,323
<LOANS> 116,995
<ALLOWANCE> 2,515
<TOTAL-ASSETS> 184,473
<DEPOSITS> 115,380
<SHORT-TERM> 19,555
<LIABILITIES-OTHER> 12,712
<LONG-TERM> 22,033
0
691
<COMMON> 9
<OTHER-SE> 14,093
<TOTAL-LIABILITIES-AND-EQUITY> 184,473
<INTEREST-LOAN> 5,177
<INTEREST-INVEST> 844
<INTEREST-OTHER> 359
<INTEREST-TOTAL> 6,380
<INTEREST-DEPOSIT> 1,760
<INTEREST-EXPENSE> 3,010
<INTEREST-INCOME-NET> 3,370
<LOAN-LOSSES> 460
<SECURITIES-GAINS> (4)
<EXPENSE-OTHER> 4,016
<INCOME-PRETAX> 2,203
<INCOME-PRE-EXTRAORDINARY> 2,203
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,361
<EPS-BASIC> 1.45
<EPS-DILUTED> 1.41
<YIELD-ACTUAL> 4.30
<LOANS-NON> 672
<LOANS-PAST> 253
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,306
<CHARGE-OFFS> 574
<RECOVERIES> 151
<ALLOWANCE-CLOSE> 2,515
<ALLOWANCE-DOMESTIC> 1,893
<ALLOWANCE-FOREIGN> 277
<ALLOWANCE-UNALLOCATED> 345
</TABLE>