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Prospectus Supplement
December 12, 1994
Supplement to
Prospectus dated April 27, 1994, for IDS Stock Market Certificate
for which American Express Bank International is selling agent
If you choose the partial participation options for your
certificate, your minimum interest rate will be 2.75% instead of
2.5% as shown in the tables on pages 2 and 13 of the prospectus.
Rates for later terms are set at the discretion of IDS Certificate
Company and may differ from this rate and the other rates shown in
the tables.
Under a Selling Agent Agreement with Coutts & Co. (USA)
International (Coutts), IDS Financial Services Inc. (IDSFS)
compensates Coutts for its services as Selling Agent of this
certificate with a fee equal to 0.80% per term of the principal
amount of each such certificate for which Coutts is Selling Agent.
Under the agreement, Coutts may only solicit additional investments
by clients of Coutts who are former clients of AEBI and who have
continuously owned a certificate since November 10. 1994, and
exchanges by such clients to other certificates, and only to the
extent that the client has the right to make additional investments
or exchanges.
IDSFS has entered into a consulting agreement with AEBI under which
AEBI provides consulting services related to any selling agent
agreements between IDSFS and other Edge Act banks. For these
services, IDSFS pays AEBI a fee for this certificate equal to 0.20%
per term of the principal amount of each such certificate for which
another such bank is selling agent.
Such payments will be made quarterly in arrears.
These fees are not assessed to your certificate account.
Coutts is an Edge Act corporation organized under the provisions of
Section 25(a) of the Federal Reserve Act. It is an indirect wholly
owned subsidiary of NatWest PLC. As an Edge Act corporation,
Coutts is subject to the provisions of Section 25(a) of the Federal
Reserve Act and Regulation K of the Board of Governors of the
Federal Reserve System (the FRB). It is supervised and regulated
by the FRB.
