<PAGE>
PAGE 1
Prospectus Supplement
July 27, 1994
Supplement to Prospectus dated April 27, 1994, for IDS Future Value
Certificate
For IDS Future Value Certificates purchased from July 27, 1994,
through August 23, 1994, for less than $25,000, interest rates on
the certificates will not be less than those shown in the following
table.
Future Value of
$1.00 invested
on your
Simple Effective purchase date
interest annualized payable at
Maturity rate* yield** maturity
4 Year 6.70% 6.90% $1.30637
5 Year 6.79% 7.00% $1.40290
6 Year 6.93% 7.15% $1.51377
7 Year 7.02% 7.25% $1.63226
8 Year 7.12% 7.35% $1.76459
9 Year 7.21% 7.45% $1.90972
10 Year 7.26% 7.50% $2.06228
* Rates may depend on the factors described in "Interest" under
"About the certificate" in the prospectus.
** Assuming monthly compounding.
If your application for an investment of less than $25,000 is
accepted between July 27 and August 23, your interest rate will be
within the range of 50 basis points below to 50 basis points above
the average quoted yields of certain U.S. Treasury bonds on the day
your application is accepted, as described in "Rates for new
purchases" under "About the certificate," with this exception: If
a rate for any maturity in the table above is higher than this
range, then the rate for that maturity will be the rate shown in
the table.
For IDS Future Value Certificates purchased from July 27, 1994,
through August 23, 1994, for $25,000 or more, interest rates on the
certificates will not be less than those shown in the following
table.
<PAGE>
PAGE 2
Future Value of
$1.00 invested
on your
Simple Effective purchase date
interest annualized payable at
Maturity rate* yield** maturity
4 Year 6.90% 7.12% $1.31681
5 Year 6.99% 7.21% $1.41692
6 Year 7.13% 7.36% $1.53194
7 Year 7.22% 7.46% $1.65514
8 Year 7.32% 7.57% $1.79288
9 Year 7.41% 7.66% $1.94420
10 Year 7.46% 7.72% $2.10369
* Rates may depend on the factors described in "Interest" under
"About the certificate" in the prospectus.
** Assuming monthly compounding.
If your application for an investment of $25,000 or more is
accepted between July 27 and August 23, your interest rate will be
within the range of 50 basis points below to 50 basis points above
the average quoted yields of certain U.S. Treasury bonds on the day
your application is accepted, as described in "Rates for new
purchases" under "About the certificate," with this exception: If
a rate for any maturity in the table above is higher than this
range, then the rate for that maturity will be the rate shown in
the table.
