IDS CERTIFICATE CO /MN/
497, 1994-12-16
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PAGE 1

Prospectus Supplement
December 15, 1994


Supplement to

Prospectus dated April 27, 1994 for IDS Future Value Certificate

The description of rates for new purchases on page 6p of the
prospectus is modified as follows:  IDSC guarantees that, when
rates for new purchases take effect, they will be within a range
equal to or up to 100 basis points (1.00%) below the average quoted
yields of certain U.S. Treasury bonds, instead of a range of 50
basis points below to 50 basis points above the average quoted
yields of these Treasury bonds as described under "Rates for new
purchases" in the prospectus.



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