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Prospectus Supplement - May 4, 1995*
Supplement to Prospectus dated April 26, 1995,
for IDS Investors Certificate
To discussion in "Rates for new purchases" under "About the
certificate" is modified as follows:
In determining rates based on the amount of your investment the
Issuer may offer a rate based on your aggregate investment
determined by totaling only the amounts invested in each
certificate that has a current balance exceeding a specified level.
The current balance considered in this calculation may be exclusive
of interest. Part of the balance may be required to be invested in
terms of a specified minimum length. The certificates whose
balances are aggregated must have identical ownership. The rate
may be available only for a certificate whose current balance
exceeds a specified level or that is offered through a specified
distributor or selling agent.
The discussion in "Selling agreements with AEBI and Coutts" under
"How your money is managed" is modified as follows:
AEBI is paid an annualized fee ranging from 0.50% to 1.25% of the
reserve balance of each certificate, depending on the amount
outstanding for each such certificate, with this exception: The
fee will be 0.30% of reserve balance of each certificate with an
amount outstanding of $5 million or more when:
o the aggregate reserve balance for that certificate, and any
other certificate with identical ownership and an amount
outstanding of $5 million or more, is at least $20 million,
and
o at least $5 million of this aggregate reserve balance is
invested for a term of 12 months or longer.
*Valid until April 24, 1996
