IDS CERTIFICATE CO /MN/
497, 1995-06-19
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Prospectus Supplement -- June 14, 1995*


Supplement to IDS Flexible Savings Certificate
Prospectus/April 26, 1995

For IDS Flexible Savings Certificates with an 11-month initial term
that are purchased from June 14, 1995 through July 3, 1995,
interest rates for the initial term will not be less than those
shown in the following table:

Amount invested      Simple interest rate*      Effective annualized yield**
Less than $100,000          6.79%                         7.00%
$100,000 or more            6.94%                         7.16%

* Rates may depend on the factors described in "Rates for new
purchases" and "Promotions and pricing flexibility" under "About
the certificate".
** Assuming monthly compunding.

If your application for an investment in a certificate with an
initial term of 11 months is accepted between June 14, 1995 and
July 3, 1995, you initial interest rate will be within the range of
50-150 basis points (if you invest less than $100,000) or 65-165
basis points (if you invest $100,000 or more) above the rates
published in the BANK RATE MONITOR Top 25 Market Average
(trademark) for 12-month certificates of deposit, as described in
the prospectus, with this exception: If the rate in the table above
is higher than this range, then the rate for your initial term will
be the rate shown in the table.






*Valid through July 3, 1995
 


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