IDS CERTIFICATE CO /MN/
497, 1995-05-09
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Prospectus Supplement -  May 5, 1995*

Supplement to Prospectus dated April 26, 1995, for IDS Investors
Certificate

The discussion in "Rates for new purchases" under "About the
certificate" is modified as follows:

For investments from $250,000 to $999,999.99, initial rates for
specific terms are determined as described in the prospectus for
investments greater than $250,000.

For investments of $1 million or more, initial rates for specific
terms are determined as follows:


1 month        Within a range 80 basis points belowto 20 basis
               points above the 1-month LIBOR rate.

2 months       Within a range 80 basis points below to 20 basis
               points above the 1-month LIBOR rate.

3 months       Within a range 80 basis points below to 20 basis
               points above the 3-month LIBOR rate.

6 months       Within a range 80 basis points below to 20 basis
               points above the 6-month LIBOR rate.

12 months      Within a range 80 basis points below to 20 basis
               points above the 12-month LIBOR rate.

24 months      Within a range 50 basis points below to 50 basis
               points above the 12-month LIBOR rate.

36 months      Within a range 50 basis points below to 50 basis
               points above the 12-month LIBOR rate.


* Valid until April 24, 1996



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