IDS CERTIFICATE CO /MN/
497, 1999-11-30
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I represent that this English language  American Express  Investors  Certificate
prospectus  supplement  represents a fair and accurate  translation of a Spanish
language American Express Investors Certificate prospectus supplement.


/s/Bruce A. Kohn
Bruce A. Kohn
Vice President and General Counsel
IDS Certificate Company

<PAGE>

Prospectus Supplement - November 30, 1999*

American Express Investors Certificate (April 28, 1999)                 S-6037
American Express Investors Certificate (for selected investors) (April 28, 1999)
S-6040

The following  information  modifies that found in the  prospectus at pages 10p,
11p  and 12p  regarding  interest  rates  for  initial  investments  with  terms
beginning on any date from December 1, 1999, through December 31, 1999:

For investments of $1 million or more, initial rates for two-month terms will be
within a range of 100 basis points  below to 0 basis points below the  one-month
LIBOR rate.

For  investments  from $250,000 to $999,999,  initial rates for two-month  terms
will be within a range of 150 basis  points  below to 50 basis  points below the
one-month LIBOR rate.

For  investments  from $100,000 to $249,999,  initial rates for two-month  terms
will be within a range of 250 basis  points  below to 150 basis points below the
one-month LIBOR rate.






Valid through December 31, 1999

*Destroy January 3, 2000





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