IDS CERTIFICATE CO /MN/
497, 2000-01-28
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Prospectus Supplement - January 28, 2000*

IDS Stock Market Certificate (April 28, 1999)                       S-6009
IDS Stock Market Certificate (April 28, 1999)                       S-6035
American Express Stock Market Certificate (April 28, 1999)          S-6038
IDS Market Strategy Certificate (April 28, 1999)                    S-6008


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The following  information  modifies that found in the  prospectuses  at page 2p
regarding maximum return:


For IDS Stock Market Certificate,  American Express Stock Market Certificate and
IDS Market Strategy Certificate, effective for terms beginning February 2, 2000,
the  maximum  return  under both the full  market  participation  option and the
partial market participation option is 10 percent.









S-6393 A (1/00)
Valid until next prospectus update.
*Destroy April 26, 2000





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