EXHIBIT 23.1
CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
We consent to the incorporation by reference in this Registration Statement
on Form S-8 of our report, dated January 21, 2000, on our audits of the
consolidated financial statements of Irwin Financial Corporation as of December
31, 1999 and 1998 and the related consolidated statements of operations, changes
in shareholders' equity and cash flows for each of the three years in the period
ended December 31, 1999, appearing in the Annual Report on Form 10K.
Cincinnati, Ohio /s/PricewaterhouseCoopers LLP
July 19, 2000
