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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000052617
<NAME> IRWIN FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 51,999
<INT-BEARING-DEPOSITS> 34,595
<FED-FUNDS-SOLD> 10,000
<TRADING-ASSETS> 96,094
<INVESTMENTS-HELD-FOR-SALE> 8,575
<INVESTMENTS-CARRYING> 36,154
<INVESTMENTS-MARKET> 36,400
<LOANS> 939,025
<ALLOWANCE> 10,054
<TOTAL-ASSETS> 1,993,011
<DEPOSITS> 1,230,499
<SHORT-TERM> 410,971
<LIABILITIES-OTHER> 101,032
<LONG-TERM> 29,585
48,107
1,387
<COMMON> 29,965
<OTHER-SE> 141,466
<TOTAL-LIABILITIES-AND-EQUITY> 1,993,011
<INTEREST-LOAN> 39,532
<INTEREST-INVEST> 2,055
<INTEREST-OTHER> 36,907
<INTEREST-TOTAL> 78,494
<INTEREST-DEPOSIT> 20,010
<INTEREST-EXPENSE> 36,671
<INTEREST-INCOME-NET> 41,823
<LOAN-LOSSES> 2,254
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 111,972
<INCOME-PRETAX> 30,614
<INCOME-PRE-EXTRAORDINARY> 30,614
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 16,987
<EPS-BASIC> .81<F1>
<EPS-DILUTED> .80<F1>
<YIELD-ACTUAL> .05<F2>
<LOANS-NON> 3,220
<LOANS-PAST> 847
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 8,555
<CHARGE-OFFS> 941
<RECOVERIES> 186
<ALLOWANCE-CLOSE> 10,054
<ALLOWANCE-DOMESTIC> 10,054
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 5,478
<FN>
<F1>Information not in 1,000 and earnings per share reported in basic and diluted
<F2>Information not in 1,000
</FN>
</TABLE>
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